Tesco Current Account

callum9999

robotrobo wrote: »

When I start to fill in for a second application , it lets me fill my name & details in , click continue ! & it then says ring this 0845 no as we have some details of you , is this the way to proceed ?, I don't like ringing 0845 nos if I can help it, life seems so complicated for me , I think iam going to end it , I need to talk to colsten , I wonder if he will come out of retirement &answer what seems basic questions to a normal person:rotfl:

Then find a non-0845 number and call that. The website gives 0345 835 3353.

YorkshireBoy

OP...see the T&Cs, page 6

robotrobo...see the rates and charges leaflet, page 3

All documents referred above are available on their website to view/download. And if you're an existing customer you'll also have the paper copies which they sent.

But who reads them eh!?

TartanSaver

robotrobo wrote: »

FIRST DIRECT.
2 d/debits to run the account free with £1 in the e-saver.

First Direct no longer requires 2 direct debits, I don't have any on mine.

robotrobo

callum9999 wrote: »

Then find a non-0845 number and call that. The website gives 0345 835 3353.

Thanks Callum .
i did look at say no to 0870 & the no i rang i was given back the 0845 no , so i did try.

robotrobo

TartanSaver wrote: »

First Direct no longer requires 2 direct debits, I don't have any on mine.

T





Thanks tartan i will give them a ring tomorrow , i have a free no , its good to know if thats right.

robotrobo

YorkshireBoy wrote: »

OP...see the T&Cs, page 6

robotrobo...see the rates and charges leaflet, page 3

All documents referred above are available on their website to view/download. And if you're an existing customer you'll also have the paper copies which they sent.

But who reads them eh!?

give us a break yorky! , have you read my post no7 above?

i have read the t&c but i still do not fully understand if i only need 2x£750 to fund the post or not , now you have given me a no to ring i will ring them direct , thankyou.

YorkshireBoy

robotrobo wrote: »

i have read the t&c but i still do not fully understand if i only need 2x£750 to fund the post or not

There are 3 ways to avoid the £5 monthly fee on this account:


1. Pay in at least £750 each month
2. Still be in the first 2 months from account opening
3. Be in the process of switching another account to your Tesco account.


(And that's the bit from page 3 of the rates and charges leaflet)


So, the very short answer to your question - to be absolutely certain of avoiding the fee - is to credit the account each and every month with at least £750.


If you have 2 accounts, and with the T&Cs as they are today, then you can fund 1 from 2 and vice versa. (and that's the bit from page 6 of the account T&Cs answering the OP's query).

robotrobo

TartanSaver wrote: »

First Direct no longer requires 2 direct debits, I don't have any on mine.

Eh tarty!!.
I rang first direct this morning & you are correct about the d/debits,that's good to know as I will be stopping one very soon,
Thanks for the info & I can say that you now qualify for a brew!.:T


My Tesco application as been signed & returned by post , watch this space & you will be able to help me out with the questions that I post on here, I have only applied for one account at the mo , but I want multiple if I can , well 2!!,:o