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Courtesy car caught fire

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Hi,

I have recently taken my car into a garage for repair and they offered me a courtesy car while it was being done. It was a very old, knackered car on which the locks didnt work.

I left the car overnight in a private, locked car park at my work and when I came back in the morning the car was a burnt out shell. Unfortunately there is no CCTV footage to see whether it caught fire due to an electrical malfunction or arson. It has been reported to the police who are looking into it, but dont think they are likely to come back with anything.

Who is liable for the damage to the car?

Thanks

Comments

  • Tilt
    Tilt Posts: 3,599 Forumite
    Not sure it's a question of liability as you don't know what happened. Was the car covered by your or the garage's insurance?
    PLEASE NOTE
    My advice should be used as guidance only. You should always obtain face to face professional advice before taking any action.
  • zappahey
    zappahey Posts: 2,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I'm always amazed at how many first time posters have improbable disasters.
    What goes around - comes around
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    You are technically responsible but you'll have an insurance policy you can claim against. You won't drive a car without insurance.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • tom.woolf wrote: »
    Hi,

    I have recently taken my car into a garage for repair and they offered me a courtesy car while it was being done. It was a very old, knackered car on which the locks didnt work.

    I left the car overnight in a private, locked car park at my work and when I came back in the morning the car was a burnt out shell. Unfortunately there is no CCTV footage to see whether it caught fire due to an electrical malfunction or arson. It has been reported to the police who are looking into it, but dont think they are likely to come back with anything.

    Who is liable for the damage to the car?

    Thanks

    What did the fire service say about it?

    If there is evidence of arson the police will record it as such. If it's electrical they won't. That will have been stated by the fire service on the night so you will know. The clue for you is do you have a crime number?
    zappahey wrote: »
    I'm always amazed at how many first time posters have improbable disasters.

    Wouldn't your first port of call be to join a forum then?
  • what are the details of the car? age, pre fire conidition

    if its a banger i'd imagine the garage wouldnt want the hassle of a claim on their insurance, and if it is your responsiblity you'd probably be better off bunging them some money as they will probably buy another mot failure and fix it up

    However the above advice could be clouded by things such as disposal, repair the the tarmac where the fire was etc
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