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What is a 'whole mortgage Broker'?

Having completed our IVA in April 2014 we have been working on clearing up credit files (that has not been an easy process!). We would like to move house and obtain a fresh mortgage, I keep seeing on here apply to a 'whole broker' - not sure what that means or where to find one - our current mortgage is with Northern Rock (or whatever they are called nowadays). Could anyone advise please
Thankyou

Comments

  • purdyoaten
    purdyoaten Posts: 1,159 Forumite
    One who can choose from mortgages in the whole market i.e. are not tied to an individual organisation. For example, a Santander mortgage broker is only in a position to offer Santander mortgages.
    There are 10 types of people in the world - those who understand binary and those who do not. :doh:
  • Thankyou for answering - so how do I know who one of those is - where do I find one?
    Thankyou
  • Foxy-Stoat_3
    Foxy-Stoat_3 Posts: 2,980 Forumite
    Type "Mortgage Broker" in a yellow pages or google search and your area, ask them if they are whole of market and if they have placed a mortgage for an ex iva'er in the last 6 months.

    Good lucks !
    "Dream World" by The B Sharps....describes a lot of the posts in the Loans and Mortgage sections !!!
  • Thankyou for your reply
This discussion has been closed.
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