Electoral Roll & New Address

WCN87

Hi All,

I have been in my new address now since October and in December signed up to the electoral roll for the area, This hasn't updated yet on my Credit report and was wondering whether or not this will have an impact on any credit applications. I also wonder if the amount of time (3 months) in my new address would have an impact aswell.

Regards

Tixy

Yes it may well have a negative impact on getting accepted for new credit.

And yes the length of time in your current address is also one of the many factors a potential lender would assess.

Ideally wait until your credit files show you as being on the electoral roll at the new address.

Presumably your existing accounts/creditors etc show the updated address on your credit files?