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January 2015 is the beginning
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Hi January15 Caught up on your diary after you kindly read mine. Please update us and let us know the next installment! Thanks SHAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
(If took bigger lump sum = 53.3K or 41.8%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 29/7/250 -
Hey January2015,
Hows your progress so far? You done so much in the 18 months you logged, congrats!My old materialistic lifestyle left me in debt worth £38,250.
Current debt balance £35,966 16/07/20180 -
Hi, I know you don't post very often now, but wanted to make sure I don't miss anything now I have had to change my name. So I have subscribed again and look forward to hearing what's happening soon. xDMP 2015 £57,549, now £36,112 (37% paid)
EF £200 Mortgage OP's this year £115
There's a Great Big Beautiful Tomorrow, Shining at the End of Every Day!0
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