We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
New car on PCP, but dealer forgot to take the agreed deposit/payment?
I bought a new car from a dealership and picked it up yesterday. It's on finance, so I part-exchanged my old car, paid £1500 (or so I was meant to!) and pay £210-ish a month for 24 months. I'm then required to pay £9500-ish at the end of the agreement. But.. I never paid the deposit. They never asked me for it, just signed the paperwork and handed over the keys. I've had a new car on finance from them before, and I paid the cash by card at the dealership before driving away. I keep expecting someone to call me and ask me to pay it, but so far I've not heard a thing.
I've had a look through my contract and it says that the balance of £1500 needs to be cleared before the vehicle can de delivered. Have they just forgotten? Or should I expect a bill? Could they take it by direct debit when my monthly payments come out? I have all the paperwork which states that I am the registered keeper etc.
Thanks
I've had a look through my contract and it says that the balance of £1500 needs to be cleared before the vehicle can de delivered. Have they just forgotten? Or should I expect a bill? Could they take it by direct debit when my monthly payments come out? I have all the paperwork which states that I am the registered keeper etc.
Thanks
0
Comments
-
You'll probably get a call when the office review the paperwork0
-
It sounds like they have forgotten. Make sure you keep the money available in case they remember - don't just assume you got lucky and go on a spending spree.
They should not take any money from you by direct debit without informing you first. That's one of the requirements of the Direct Debit Guarantee.If it sticks, force it.
If it breaks, well it wasn't working right anyway.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246.1K Work, Benefits & Business
- 602.2K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards