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Please tell me i'm not a lost cause
Comments
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There are lots! I use You Gov - pays £50 straight into account but can take a while to get there but worth it.
My Survey- Voucher options
IPSOS - voucher options
Your Say Pays ( very short surveys - pays cash at when reached £20 which can be done quickly)
I also use yougov, and it takes about 6 months for me to get to £50, and it takes them about 3 weeks to put into the account after that0 -
I loooove YNAB - at least on here people understand, my RL friends think I'm a bit obsessed :rotfl:
If you decide to try it, get the 30 day trial and have a look on their forums or Google for special offers if you want to keep it. I got it for £7.50
instead of the standard £30 ish and it's honestly the best value £7.50 I have ever spent. I keep most of my money in one account and just track it with this as I got fed up with transferring between accounts. https://www.youneedabudget.com
Also, do look at the online pet food sites, they can be really cheap - I get a high quality cat food for about 1/2 what it would be in PetsAt and a really good litter for at least 25% less than the shops.
Glad you are feeling brighter
Rosa xxDebt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0 -
Great to see your enthusiasm for getting stuck into reducing that debt now. Keep up the good work.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
The 365 Day 1p Challenge 2025 #1 £667.95/£472.78
Save £12k in 2025 #1 £12000/£124500 -
Good for you I remember that feeling, going from devastated to inspired!
A really useful thing I did was to keep the spending diary, and the other was to keep shuffling the cards around, the more I paid off the more offers came through the door, until eventually everything was on 0%
Good luck Pay off Car Loan £17,047 £10580 by Christmas 2022
Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE] £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE] £100,546 26.1
% DI [STRIKE]£9.13[/STRIKE] £6.07
1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/20150 -
Another £25 PAD done today and payday tomorrow
After DDs paid I will be working out the best way to spend the leftovers. (Well pay CCs not spend)
Actually looking forward to CC bills coming in the next few days, can't wait to pay my minimum payments and see just how much extra I can pay too.
Going to follow my snowball calculator and hit one at a time with the extra cash.
Balances are definitely going to come down not go up SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
PDBX 2017 #2 = £1,200/£12,000
''If you want the rainbow, you gotta put up with the rain''0 -
Brilliant work, 12 months!0
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