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Car Insurance - Eyesight

Hi,

Needed to post this as I am so frustrated by the situation.

An old friend, recently retired, suddenly lost some of his vision in one eye, rare blood vessel narrowing problem. A few months later the same happened to his other eye.

He says he has to sit 6ft away from a 55" tv to see anything.
Can only read the Headlines of a newspaper and has to use the magnifier option so see anything on a kindle etc.

He accepts that he cannot see enough to drive a night but insists the can drive ok during the day ?? !! ( his wife can drive )

He was told to advise the dvla who just sent back an acknowledgement . ( think that was after just the first eye)

He says he does not need to advise car insurers , really ?

I'm clearly afraid for both him and any other road users as I think he is taking a ridiculous risk and if he does have an accident feel sure his insurers will wash their hands of any claim, which if involving injury to another person could result in him loosing his home etc.

Its impossible for me to know exactly what the can or cannot see, can only go on what he tells me he can see.

Are my thoughts misguided ....?
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Comments

  • Tilt
    Tilt Posts: 3,599 Forumite
    No your thoughts are not misguided. Obviously he needs to get an eye test before it becomes a problem. I understand that some Tesco stores offer a free eyesight check so there's little reason for him not to go along and get his eyes tested. He could be committing an offence driving with defective eyesight.
    PLEASE NOTE
    My advice should be used as guidance only. You should always obtain face to face professional advice before taking any action.
  • DUTR
    DUTR Posts: 12,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    ricky101 wrote: »
    Hi,

    Needed to post this as I am so frustrated by the situation.

    An old friend, recently retired, suddenly lost some of his vision in one eye, rare blood vessel narrowing problem. A few months later the same happened to his other eye.

    He says he has to sit 6ft away from a 55" tv to see anything.
    Can only read the Headlines of a newspaper and has to use the magnifier option so see anything on a kindle etc.

    He accepts that he cannot see enough to drive a night but insists the can drive ok during the day ?? !! ( his wife can drive )

    He was told to advise the dvla who just sent back an acknowledgement . ( think that was after just the first eye)

    He says he does not need to advise car insurers , really ?

    I'm clearly afraid for both him and any other road users as I think he is taking a ridiculous risk and if he does have an accident feel sure his insurers will wash their hands of any claim, which if involving injury to another person could result in him loosing his home etc.

    Its impossible for me to know exactly what the can or cannot see, can only go on what he tells me he can see.

    Are my thoughts misguided ....?

    What does his policy say? It maybe similar on your policy.
    I'm not saying I don't believe you, it seems odd that they had a similar old people bashing on LBC today.
    Do you know how many drivers will be operating a vehicle under the influence of drink or drugs this evening?
    Why is this chap telling you his medical history (unless you are his GP or Optimetrist?).
  • ricky101
    ricky101 Posts: 95 Forumite
    10 Posts
    Tilt wrote: »
    No your thoughts are not misguided. Obviously he needs to get an eye test before it becomes a problem. I understand that some Tesco stores offer a free eyesight check so there's little reason for him not to go along and get his eyes tested. He could be committing an offence driving with defective eyesight.

    He has been seen by every one, eye tests all the time, and is under a consultant at an eye hospital.
    DUTR
    I'm not saying I don't believe you, it seems odd that they had a similar old people bashing on LBC today.
    No, never listened to LBC.

    He is my oldest mate from childhood and am so concerned he is going to end up / risking being in an even worse situation by continuing to drive, but he is so dogmatic he is safe to do so.
  • DUTR
    DUTR Posts: 12,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    ricky101 wrote: »
    He has been seen by every one, eye tests all the time, and is under a consultant at an eye hospital.

    No, never listened to LBC.

    He is my oldest mate from childhood and am so concerned he is going to end up / risking being in an even worse situation by continuing to drive, but he is so dogmatic he is safe to do so.

    Are you not concerened that he maybe walking along and some young boy racer showing off to his pals with their big bore exhaust and slammed car, colides with your long time friend?
  • dacouch
    dacouch Posts: 21,637 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    ricky101 wrote: »
    No, never listened to LBC.

    A radio station you definitely need to be in a certain sort of mood to listen to.
  • DUTR wrote: »
    Are you not concerened that he maybe walking along and some young boy racer showing off to his pals with their big bore exhaust and slammed car, colides with your long time friend?

    A question that has got nothing whatsoever to do with the question that the OP asked.
    DUTR wrote: »
    Do you know how many drivers will be operating a vehicle under the influence of drink or drugs this evening?
    Again, what does this have to do with the opening post and the concerns raised?

    Every day of the week there will be loads of people driving whilst drunk, impaired by drugs, driving without a licence or insurance etc, but if the OP doesn't have first hand knowledge of these drivers, why would they be worried about them knowing that unlike their friend, there is nothing that they could do to help prevent something untoward happening?
  • colin79666
    colin79666 Posts: 1,348 Forumite
    Part of the Furniture 1,000 Posts
    You can report your friend to the DVLA: https://emaildvla.direct.gov.uk/emaildvla/cegemail/dvla/en/drivers_med_03.html
    This isn't some kind of school yard tell tale, it is serious and you shouldn't be worried about the reaction. The DVLA will look at your report and quite possibly demand that your friend has an eye test.
  • DUTR
    DUTR Posts: 12,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    A question that has got nothing whatsoever to do with the question that the OP asked.


    Again, what does this have to do with the opening post and the concerns raised?

    Every day of the week there will be loads of people driving whilst drunk, impaired by drugs, driving without a licence or insurance etc, but if the OP doesn't have first hand knowledge of these drivers, why would they be worried about them knowing that unlike their friend, there is nothing that they could do to help prevent something untoward happening?

    Because he should be equally concerned about something happening to his friend as much as he is concerned about his friend being the perpertrator of an incident.
    At the end of the day more accidents are about because of young inexperienced drivers with shorter reaction times and their sight 20/20 than older saga aged drivers.
    Perhaps they should increase the minimum driving age and reduce the maximum driving age to 50.
  • david39
    david39 Posts: 1,968 Forumite
    Surely his consultant will have advised him against driving if it was necessary to do so.

    Maybe the consultant has done this and your friend chooses to ignore it. If this is the case and he is involved in an RTA where his eyesight is questioned, it won't be just his insurer who will be investigating his medical condition.
  • DUTR wrote: »
    Because he should be equally concerned about something happening to his friend as much as he is concerned about his friend being the perpertrator of an incident.

    How can you be equally concerned about something that you are powerless to change?
    If someone has no first hand knowledge of people driving drunk etc, what would you suggest they do to try and prevent it from happening? Could they phone the police and just say that according to DUTR, there are loads of drivers out and about whilst under the influence?

    They know about their friend's condition but unlike the other drivers you refer to, they are in a position to do something that may help prevent someone getting injured or killed.
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