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Mortgage free by 2023 (!)

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Comments

  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    Happy birthday!!
  • greent
    greent Posts: 10,833 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy Birthday weekend!!! :) xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • EagerLearner
    EagerLearner Posts: 4,976 Forumite
    Hope you have a special birthday weekend! Thank you for your inspiration, I'm overpaying mortgage but planning on doing much more now.
    MFW #185
    Mortgage slowly being offset! £86,987 /58,742 virtual balance
    Original mortgage free date 2037/ Now Nov 2034 and counting :T
    YNAB lover :D
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Thank you for all the birthday wishes, had a lovely weekend.. sun is shining today and washing is on, planning a much quieter day - we are all worn out!

    Off to town in a minute to buy weedkiller and pick up something from argus, but have a £10 voucher to cover that.

    Planning to go to the beach later for a little bit, but won't stay too long.

    Feels like everything is getting back to normal now.. I'm back to work this week..

    Just sent £200 to the CC, will update all totals in a few days when i've sent payments everywhere.
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Well didn't make it to Argus or the beach, a friend has the thing I need from Argus and is giving it to me for free £10 saved towards Christmas.. And we ended up doing loads of stuff at home.

    I've had a random tax credit payment into the account this morning, but we haven't had these for over a year now? Can only assume they've assessed last year and calculated we are owed a bit? It's £75 ish.. but don't want to send it to the debt unless I know it's defo ours.

    Need to pop to work for a bit, post fleabay parcels and then see what else we can get up to.

    Happy Tuesday all!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Just reached payout on ips0s and P-base, so £10 Am@zon requested and in my account waiting and will request £10 cash from p-base when the survey from today clears!

    Now on with the day!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • amycool
    amycool Posts: 866 Forumite
    Eighth Anniversary Combo Breaker
    Happy Belated Birthday!

    Hopefully the £75 is yours to keep. xxx
    Mortgage (Start Sep 2014)- £70,295/£0 - 100%
    Overpayments - £48829.37 :j:j:j
    Mortgage paid off Jan 2020
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    My payday and the last day of my summer holidays. *sobs* Littlies still have another week!

    Going to have a quiet morning at home and then I'm off to the flicks with the littlies.

    I only have to go in tomorrow and then I'm off again till Monday so it's not all bad.. but I can't believe it's September tomorrow. I also have plans afoot.

    Will send off pennies to the CC's today or tomorrow and then wait for the totals to update.

    £11.30 cleared in p-base, so requested that payment to the bank account.

    happy Wednesday all!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Mortgage figure down to 62% at £103,885.97. time to colour in another block!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • User1489
    User1489 Posts: 400 Forumite
    Fourth Anniversary 100 Posts
    Love your block colouring idea! Is it every %?
    Baby Step 1 - £1k Emergency Fund - COMPLETE
    Baby Step 2 - Pay off all debts except the Mortgage - £9,326 to go
    Baby Step 3 - Save 6 months of expenses into full Emergency Fund - £4,300 to go
    Baby Step 4 - Put 15% into Pension
    Baby Step 6 - Pay off the Mortgage early
    Baby Step 7 - Live like no-one else :D
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