Company Cars - Registered Keeper

bod1467

Preface - I have asked this question of my company's fleet management department ...

Who is defined on the DVLA database as the registered keeper of my vehicle? (XXnnXXX) Is it myself or is it XXX(the lease company)?

I await their response. In the meantime, does anyone here know what I answer I should expect to receive?

(For info - my company is a global corporate. Company cars are leased from a variety of companies like ALD, Arval, Alphabet etc. I'm aware that there are different leasing arrangements, but I hope this info helps to direct people to the type of arrangement that might be in force here. Also, I do not hold the V5C, and any tax discs [in the past] have been sent to me by Fleet/Lease company).

TIA

Quentin

You won't be registered as the keeper.

Depending on the finance deal it will be either your employer or the leasing company

cajef

When I had company leased cars my employer had the V5C and they were the registered keepers and insurers, I just received a new tax disc from them each year.

InsideInsurance

It is the name on the V5c, if you dont have the V5c then its not you.

The norm will be that its either the employer or potentially the finance company if the car is leased rather than owned.

bod1467

That's what I thought. However ... when a colleague was pulled by the police for an offence, whilst he was in the vehicle they checked the DVLA data and the result came back with Leasing Company name and HIS name.

(What's behind this is a thought whether if caught by a camera [roadside or parking ANPR] the notice would come direct to me, or first to the lease company).

PS - this is a theoretical discussion. I'm not aware of actually being in this position.

InsideInsurance

I have only ever seen space for 1 address so even it has the employees name added in addition the the lease company's name and address its fairly pointless as the producer etc still gets sent to the lease company as its their address on file and the police (or more accurately in most cases the automated system) isnt going to try find someone when all they have to go by is a name.

bod1467

Again, that's what I thought ... but same colleague has also had postal notices in the past, which (as far as he is aware) came direct from the issuer and not via the company or lease company; and also he didn't think it was a case of the lease company providing the "usual keeper" details to the issuer.

(Our company car policy mentions fines and penalties, and that these may be paid by the lease company and claimed from the usual keeper via salary sacrifice, including any admin charges).

InsideInsurance

Guess someone may have messed up and registered the vehicle incorrectly but I'd have thought the finance company would have it fairly automated.

Things may have changed but certainly in my day of claims handling where few fairly frequently did DVLA checks on reg plates the only time we ever used to get more than one address is where a vehicle had been sold, the new owner had sent their part of the V5c off but the seller hadn't done their bit (or the DVLA hadnt processed it). Dont ever recall getting a Finance company and Driver detail or equiv

Do they also have the V5c?

bod1467

InsideInsurance wrote: »

Do they also have the V5c?

No he doesn't. He also says the above scenarios have happened over a number of years with different company cars (albeit all with the same leasing company - Arval), so it can't have been an individual mistake.

bod1467

Fleet management replied to say that the lease company is the RK, but that the person to whom the vehicle is allocated is also registered with DVLA. They didn't elaborate on exactly how this is done or how the data is stored.

flashg67

Depends on the contract - most are registered in the name of the lease co, with no driver assigned - your company can let anyone insured drive it and doesn't have to assign a driver. Exceptions may be 'employee car ownership' schemes where the driver will likely be named jointly on the V5