E: 23/01 WIN £3,000 or 1 of 3 iPads(slight effort)

weeowens

creative.dailymail.co.uk

Terms and Conditions.

The Promotion is free to enter and entrants can enter by going to the competition landing page and in no more than 400 characters tell us their saving story. Only one entry will be accepted per person or email address. 4. The Promotion will open on 5th Jan 2015 and the closing date for the Promotion is 23rd Jan 2015.

weeowens

The main winner of the £3000 cash prize and the 3 runners up who will each win one ipad mini 1 16GB will be chosen on the week commencing 26th Jan 2015. The winner and 3 runners up will be chosen by a panel of 3 judges consisting of 1 person from FSCS, 1 person from ThisisMoney, and 1 independent professional person. They will choose the winner and runners up based on the saving story entries. 6. The winner(s) will be notified by the Promoter by email on week commencing 2nd February 2015 and will be given details of how to accept their prize. Failure by the winner(s) to accept the prize in the manner specified within one week of the Promoter's email will make any claim invalid and the Promoter will then select another winner (again selected randomly in a draw) from all remaining eligible entries who will be contacted as above.
7. The types of stories could include things like: starting up their own business (innovation), saving money for a charity or for a someone they care about to do something amazing (or some kind of social responsibility), saving to retrain and start a new career, saving money for a design project (architectural/design etc)
The savings must have been made in a UK authorised savings institute to be valid.
8. Gifts, prizes and other promotional items are not transferable, may not be re-sold and are subject to availability. The Promoter reserves the right in its reasonable discretion to substitute any such gift, prize or item with a gift, prize or item of equal value.
9. The name and county of the prize winner will be available after the closing date by submitting a written request to the Promoter. The full names of the judges are also available by submitting a written request to the Promoter.
10. Entrants agree to provide reasonable cooperation to allow the Promoter to use the name and/or likeness of the winner for advertising and publicity purposes in connection with this Promotion including but not limited to publication of the winner's name and photograph on the Promoter’s websites. In addition, by submitting an entry and in consideration of the Promoter granting a right to enter the Promotion, entrants agree to grant the Promoter a perpetual, royalty-free, non-exclusive, sub-licensable right and licence to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute and exercise all copyright and publicity rights with respect to any materials contained in the entry (including but not limited to text, images or video materials) (the “Materials”) worldwide and/or to incorporate the Materials in other works in any media now known or later developed for the full term of any rights that may exist in the Materials. By submitting Materials to the competition, an entrant:
a. warrants that the Materials are their own original work and that they have the right to make them available for all the purposes specified above; that they do not infringe any law; that the Materials are not obscene or libellous; and that they do not violate the rights of any third party;
b. agrees to indemnify the Promoter against all legal fees, damages and other expenses that may be incurred as a result of a breach of the above warranty;
c. agrees to waive any moral rights in the Materials for the purposes of its submission to, and publication by, the Promoter and the purposes specified above.
General
11. The determination and decision of the Promoter on all matters shall be final and no promotional correspondence or discussion will be entered into. The Promoter reserves the right in its reasonable discretion: (a) to disqualify any claimant, competitor or nominee whose conduct is contrary to the spirit of the rules or the intention of the promotion and to declare as void any or all of their claims or entries based on such conduct; (b) to declare as void any claims or entries resulting from any printing, production and/or distribution errors (including but not limited to any error(s) on any website, any game cards and/or other printed materials) or where there has been error(s) in any aspect of the preparation for or conduct of the promotion materially affecting the result of the promotion or the number of claimants or the value of claims; (c) to add to or to waive any rules on reasonable notice; and/or (d) to cancel the promotion or any part of it at any stage in the event of circumstances beyond the Promoter's reasonable control.
12. No entries will be accepted in bulk, from agents or third parties.