Virtual Sealed Pot Challenge 2015

Westie983

Just checked my euromillions ticket from yesterday and I have won £6.40 so have added it to my VSP....

every penny counts

Nix143

Hi guys, you're all amazing :j

And I am sad - Reggie goes in for his oeprations tomorrow with a £4000 estimated bill :eek::eek::eek: so VSP has been cleared out along with my weeny savings account. Huge credit card bill coming my way BUT thankful he'll be sorted and that I have the emergency credit card to hand. It has meant making some really tough decisions though - had to cancel attendance at lovely friend's wedding and 50th birthday celebrations. Got a super strict budget in place to try and clear the debt as soon as I can as I'm too old and too low waged to rack up debt willy nilly anymore. Sorry for the moan, it will all work out - and who said life was supposed to be a comfortable ride? I'm just feeling a bit sorry for myself. Oh had to get emergency plumber out at the weekend as central heating sprung a shooting leak in the hallway. It's all go here


Still I am now on day 13 of No Smoking which feels like a minor miracle.

Keep squirreling wee squirrellers and hopefully I can build my VSP back some time soon xx

Westie983

NIx always a possitive, just imagine where you would be with the impending bill and not having the VSP and your savings pot to help you out of a pickle,

As our guru Martin Lewis says, you are saving for that emergency, not expected bill, and that is exactly what has happened for you. wish Reggie all the best and well done on the day 13 of the no fumes inhaled.

you will be back to squirrel with us all again soon

:-)

Nix143

Thanks Westie - I've got a plan and that's what counts. And you're so right, if I hadn't taken control at the beginning of the year it would be looking much, much worse.

Just amended the direct debit to my credit card to now take an extra £80 a month which is the money I used to spend on baccy so that feels good

Westie983

transfered £3.13 to make my VSP up to a round number, holding back some pennies for tomorrow, nearly the end of the month...

Keep potting all

Westie983

£5 transfered which was what I would have spent on lunch before work but I was treated so that was potted,

£25 transfered from a debt repaid by a friend from which I lent some money before their payday...

Slowly slowly....

crimson.addict

£14.58 gone in today. That brings my total to £199.97...... so annoying but once i'm paid later i'll probably add the spare £13.01.

Hopefully update later

Ruth x

crimson.addict

Well i did indeed bank the £13.01 so that brings my total nicely to £212.98

Westie983

Transfered £80.44 into my VSP!

£50 from compensation from a complaint and then £30.44 from my current account, after I got a tax rebate cheque through the post, soon adding up

Happy Friday all

tracy6697

I've done my weekly sweep of the odd money in my account so my total is now:

#11 + £3.42 = £57.96