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Santander Default

I had a default on a credit card for £1243 that was due to fall off my credit report in July 2015, the card was not paid so in December 2014 it was transferred to a debt collection agency.

From this date it has not appeared on my call credit (Noddle) credit report, does anyone know why this debt has suddenly disappeared from my credit report.

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The DCA may not report to Noodle.
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    how can it fall off your report in 2015 was it defaulted a while back? Also you do know they can still go for a ccj
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • sung88
    sung88 Posts: 8 Forumite
    edited 6 January 2015 at 8:26PM
    Default in 2009, but having checked Equifax it is showing that it was satisfied on the same date as the default. My balance which was showing £1243 is now showing 0. Is this because the debt was bought by a collection agency.
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