not a house insurance

rockchick113

dacouch wrote: »

It's potentially a complex area, the deed shows the two properties (Which the OP appears to own both) as being known as XYZ farm.

I've dealt with a few similar cases as this situation is not that uncommon. A farmer sells his land to the neighbouring farmer leaving a farmhouse and outbuildings and / or an adjoining labourers cottage and a few acres of land. My sister has a similar set up.

I've either placed them with high net Insurers such as Hiscox or Chubb or passed them to NFU.

The additional buildings tend not to be what a standard insurer would class as a normal property eg as not really habitable and / or structural sound.

Hence my recommendation he tries his local NFU who will pop out and view the property and importantly give an advised sale

You've described my situation above: adjoining farm labourers cottage,with a few outbuildings
I'm pleased to see its not uncommon, I'll contact NFU they have a office about 6miles away..
Thanks for the info