NOW MORTGAGE FREE! In the big house - here we go again !

Flower1976

Thank you everyone.
Just transferred the £32.24 to the mortgage to round them up to £400 for January. Really pleased with that total.
Next overpayment will be when we get paid on 20 February :j
Flower

Flower1976

Decided to pay some interest that we gained in our ISAs towards the mortgage - £333.30.
I did some calculations and think we could pay off the mortgage in 2020. That's if things like share prices go the right way. My husband doesn't quite believe it but with the small overpayments and saving plans that we have I really think we can do it! Would be great to get it gone.
Flower

Flower1976

Hi there,
It's payday today so just sorted out our money! I do look forward to this time of the month!
Transferred the £525 that I had planned together with a further £32 . Together with the unexpected overpayment of £333.30 earlier this month, that takes the total for February to £890.30.
I hope to be able to round this up to £900 before the end of the month if I can scrape together the extra £9.70!
Flower

Cariad71

I'm sure you'll find that £9.70 somehow Flower!😉

Flower1976

Thank you Cariad71!
I did find it and have transferred 9.70 across to take the total overpayments for February to £900.
Trying to have a super frugal month as just need to scrape a bit more together for the balance of our holiday that needs to be paid in April. I don't want to dip into savings.
Flower

Flower1976

Payday has finally arrived and money shuffled around. I really enjoy that!
Another overpayment made to the mortgage of £300 taking the total so far in 2015 £1600. (£3629.60 since it started in July last year)
That means balance at the end of the month will be approx £85104.
Aiming to have reduced it to £83000 by the end of its first year in July.
Flower x

Flower1976

A very sneeky £3.45 made to take balance to a nice round £85100 and take overpayments for March to £303.45. I like seeing the balance go down in chunks like that.
We have decided to get a new patio door for security reasons so will be missing the main overpayment for April. So next overpayment should be May.
Flower

Flower1976

It's payday today and we would normally be making an overpayment to the mortgage. We need a new patio door so will be missing it this month but I think that the door is a valid excuse as it is needed for security (and it will look nice too!)
Flower

Luckyinlife

Great over payment for march flower :]
Defiantly security is more important than over payment you have all year to overpay dont go to fancy patio doors are expensive hehe

Flower1976

Payday today!
Transferred £300 across to the mortgage account. That should take the balance down to £84370.73 at the end of the month.

Patio door has been ordered and paid for so looking forward to that being fitted.

Balance is coming down nicely!
Flower