Credit Card Extended Warranties – Buying from John Lewis who top up manufacturers war

MARTYM8`

I have an old Nationwide credit card which gives an extra years warranty on top of the ‘manufacturer’s’ warranty for goods costing over £50. The manufacturers warranty for the product I am buying is one year – but if you buy the product from John Lewis you get a second years warranty free from them.

Does anyone know if my Nationwide card would give me an extra years warranty for year 3 (after the JL two years ends) or would it simply run in parallel to the JL second year warranty (on top of the manufacturers) and thus in effect be worthless? I am assuming it’s the latter based on the terms – but it would be useful to know if any one else has had experience of securing credit card additional warranties when buying from JL (or other retailers who top up the standard warranty).

http://www.nationwide.co.uk/support/support-articles/manage-your-account/extended-warranty

saver861

I don't know for sure but I'm guessing it would only be on top of the manufacturers warranty.

Put another way, if you bought the product and an extended 5 years warranty then the credit card is very unlikely to give you year 6 as a warranty year.

So I'm guessing it's a no.

InsideInsurance

You would need to provide a link to the actual full terms as the summary is too high level.

Barclays Premier Life current account used to do similar but it would run parallel to any other warranty you purchased/ were given as it butted up to the manufacturers warranty not the retailers thus being "useless" - or at least being highly devalued but in theory it does cover you should the provider of one warranty went bust.

johnk

I have that card (Nationwide Gold) and am under the impression that the extended warrantee is limited to a maximum 2 years from date of purchase via t/c.

thenudeone

/\ Above post is correct.

Max 2 years including manufacturer's warranty.

MARTYM8`

thenudeone wrote: »

/\ Above post is correct.

Max 2 years including manufacturer's warranty.

Sorry - can we be very clear here. The credit card offers EXTENDED warranty for products with a manufacturers warranty of up to 2 years.

So if your manufacturers warranty is 2 years - Nationwide's credit card extended warranty covers you for year 3. Otherwise what would be the benefit?

if the manufacturers warranty is 3 years - its no use. And having consulted them its no use for products bought from John Lewis which extend the manufacturers 1 year warranty to 2 - as it applies only for the year after the manufacturer's warranty (not the store add ons) has ended. Of course you can still try and register it as a fall back - in case John Lewis won't help in year 2.

http://www.nationwide.co.uk/support/support-articles/manage-your-account/extended-warranty