Max mint limit for new application

[Deleted User]

I'm considering applying for a mint card for an offset stooze, mainly because anecdotal evidence on this site is that natwest limits are amongst the lowest given, so the extra 0.5% BT fee should be outweighed by the higher mint limit. However the mint site says that the max limit on the classic card is £7,500 (extract below)

Minimum monthly payment greater of 2.25% of outstanding balance or £5. Maximum credit limit - £7,500 classic. The MINT Classic Mc2 card is for UK residents aged 18 or over, earning at least £10,000 per year.

Does anyone know if, as part of the onlne application, it can award you a gold/platinum card with a higher maximum limit (subject to satisfactory credit criteria being met, naturally)? I would hope for a limit of at least 10k.

Has anyone applied recently (say this year) and got a limit greater than £7,500?

Thanks in advance.

~Chameleon~

Mint give out dreadfully low limits for some reason. I was offered less than £1k and so was my brother and he earns £30k+ and has an excellent credit rating.

tom188

For me, my mint limit was in line with that of any other RBS group offering (on the low side).

[Deleted User]

Thanks to you both - think I'll give it a miss then and avoid the rbs/natwest/mint camp.

edsteruk

tom188 wrote: »

For me, my mint limit was in line with that of any other RBS group offering (on the low side).

I recently applied and earn around 20K a year and got given a 5k initial limit - also just got two other RBS cards in the past month both with 2.5k limit on each.