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Lloyds Overdraft default

Hi All,

I have searched but couldn't find a specific related response, so apologies if I've missed one.

I had a second account with Lloyds which i had a £1200 overdraft. I have been moving around a lot for work and either through my head in the sand approach or the letters hitting previous address' missed that this had defaulted ( charges added on by lloyds took me over the £1200 )

I am aware now having signed up to noodle to view my credit file, first step on a long road! I have the 1200 to repay the debt but id like to see if they will remove the default as it was charges only that took me over the limit.

Does anyone have any experience or thoughts on this process? I know its a long shot but worth a try.....

Many thanks :)
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