We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Payroll Problems

Hi.


Here's my situation.


I finished a temporary Christmas job just before Christmas. I've had a few days off over the holidays and I'm ready to start looking for another job. I've submitted my rapid reclaim application and I'm waiting for my new jobseekers interview next week.


The trouble I'm having is that I've received my P45 from HMRC and it looks like they've overcharged me for about £250 in income tax and NIC's. I shouldn't have paid anything in income tax because my income was well bellow the personal allowance, and I typed my details into an online tax calculator and that said I would have only needed to have paid about £7 in NIC's.


It says at the bottom of the form that if I wish to claim a tax refund I should take the form with me when I go to my new jobseekers interview and JCP will take charge of the situation.


The only problem is that I've got no way of proving they overcharged me because I've got no way (apart from bank statements) of proving my income. I was never given a payslip by my employer. I phoned the payroll department 2 days before Christmas and they gave me a username and password I needed to use to login to a website to get one online. I tried doing this, but without any look, it wouldn't let me log in. And I wasn't able to phone payroll again because they'd already closed for the Christmas shut down and won't re-open until January 5th.


I'm really worried that I might have to go to my job centre interview early next week without a pay slip and this is only going to cause problems.


Can anyone give me any advice?


Thanks.

Comments

  • Unlike tax, which has a yearly personal allowance, NIC is calculated at each pay period so it is unlikely that you will have overpaid NIC unless the employer calculated it wrong.

    You'd pay NIC at a rate of 12% on any earnings over £153 per week.

    As for the tax, as long as the P45 shows your pay and tax deducted then you don't need any further proof, just give the P45 to the JCP.



    Thanks, but my P45 states my earnings as over £300 more than what I actually received.


    This is why I really need a pay slip.
  • Sorry thats not how I read your OP. You said it was the income tax and nic that was overcharged rather than the pay being higher.

    If you don't have payslips, how do you know the figure is wrong?



    Because it's different from the amount of money I've received in my bank account, even if you take account of the £7 NIC's I calculated I should have paid.


    Would the job centre accept a bank statement as proof of earnings, or would they need a pay slip?
  • chrisbur
    chrisbur Posts: 4,270 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    If you give full details it may be possible to check this. From the P45 give everything from section 4 to 8. Give the net payments you received and the dates they were paid and details of any other deductions that were to be taken eg union student loan.
  • Yes but the point is was making earlier, NIC isn't calculated the same way as tax. Without knowing your gross pay for each pay period you can't calculate the NIC due.



    But I was only doing a temporary Christmas job for the minimum wage, my total gross earnings were just over £1,000. So surely the NIC's wouldn't be £250?
  • dodger1
    dodger1 Posts: 4,579 Forumite
    Batman_100 wrote: »
    But I was only doing a temporary Christmas job for the minimum wage, my total gross earnings were just over £1,000. So surely the NIC's wouldn't be £250?

    Maybe it's to do with BR tax codes,

    http://www.which.co.uk/money/tax/guides/tax-codes-explained/emergency-tax-codes/
    It's someone else's fault.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.