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Switching to halifax
Mrtight
Posts: 31 Forumite
Hi all thinking about opening or switching to Halifax reward £5
Pay in £750+ and pay 2 direct debits
Got to use switching service?
I don't want to switch everything, I like my Barclays bank everything with them so when I log on can see everything. Do my wages ie payment from work need to be transferred?
I get paid last Thursday every month so what I'll like to do is on the 1st of every month send £750 to Halifax they can have 2 direct debits mobile and a min payment to credit card.... And maybe a standing order of about £700 back to my barclays acount on about the 2nd of the month unless they have a link to a good saving account?
May think about moving the lot at a later date
I did try and move and I mean move altogether to first direct last year but they said I need to provide proof who I are ie signed driving licence by solicitor cost about £50 DIDNT DO IT! tax man knows who I am, barclays knows who I am, every credit card iv got knows who I am!
Pay in £750+ and pay 2 direct debits
Got to use switching service?
I don't want to switch everything, I like my Barclays bank everything with them so when I log on can see everything. Do my wages ie payment from work need to be transferred?
I get paid last Thursday every month so what I'll like to do is on the 1st of every month send £750 to Halifax they can have 2 direct debits mobile and a min payment to credit card.... And maybe a standing order of about £700 back to my barclays acount on about the 2nd of the month unless they have a link to a good saving account?
May think about moving the lot at a later date
I did try and move and I mean move altogether to first direct last year but they said I need to provide proof who I are ie signed driving licence by solicitor cost about £50 DIDNT DO IT! tax man knows who I am, barclays knows who I am, every credit card iv got knows who I am!
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Comments
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No, according to the information on their website. Have you read it?Hi all thinking about opening or switching to Halifax reward £5
Pay in £750+ and pay 2 direct debits
Got to use switching service?
No, according to the information on their website. Have you read it?I don't want to switch everything, I like my Barclays bank everything with them so when I log on can see everything. Do my wages ie payment from work need to be transferred?
You're playing a dangerous game operating with an SO set up so close to a credit date. Suggest either manual payments both ways or leave a larger gap (and lose out on interest your cash could be making elsewhere.I get paid last Thursday every month so what I'll like to do is on the 1st of every month send £750 to Halifax they can have 2 direct debits mobile and a min payment to credit card.... And maybe a standing order of about £700 back to my barclays acount on about the 2nd of the month
No, according to the information on their website. Have you read it?unless they have a link to a good saving account?
Hopefully the £100 incentive will still be around when that time comes.May think about moving the lot at a later date
If you'd like the £100 now, whilst it's still available, why not open another Barclays account, move the two DDs over to it now, and switch that account to Halifax using the CASS?0 -
That's a good idea already got a redundant barcalys current account only got it if i ever need to get bit of cash out on the same day. Will the switching service close the barclays account as my Tennent pays his rent into it? No I haven't read anything yet, I find myself reading it and never really get the answers I'm after.
Just read the Barclays account must shut. this will only be the 1 current account info I give them? Can I switch a direct debit via bank or do I need to phone mobile and credit card company?
And make sure I give new sort code etc to tennent! another reason it be late)0 -
i have Halifax Rewards accounts alongside Barclays, which i use to fund them each month. no problem.
i wouldn't sacrifice your Barclays account if you want to keep it...but perhaps you could open a second one with them to transfer?0 -
Thinking yes that what I'm going to try and do.
When you say open a new account with them, do you just mean a current account? As iv got a 2nd with them already 2 cards etc ones my normal one with wages bills etc going and coming, then a spare which I use to put my spending money when I 1st brought a house but don't do that now I started getting paid monthly so everything I need to pay/save leaves on the 1st of the month anyway Im rambling!
When I log on I can see both of these accounts... So there's some form of link. What information do the switching team have of you? If I only give them the sort code and account number for the one they will only be able to mess with that one? Never moved bank moved house more times!0
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