carers allowance

jetplane

OP your daughter does not have to give up work if she has any childcare costs or other expenses as nannytone mentioned earlier. She will be worse off if she does.

Does she pay childcare costs at all? Does she pay into a pension? If she reduces her hours she will lose WTC.

She will be more than £1 as she will lose working tax credits and HB & CTB rarely makes up the difference. It is not difficult to use expenses to gain entitlement to CA on such a low wage.

pol-zeath

merlin68 wrote: »

I gave advice which is what the mother asked for, she also asked for people to be kind to her. Maybe she doesnt want a load of strangers doing personnel care or thieving of her which is what happened to my nanna. I stated that she cant claim ca unless she gives up work as her earnings are too high.
The state would have to pay far more than £61 a week if carers came in.

But the state are going to be paying more than carers allowance they will also be paying income support, and all the related benefits that go with it.

You can also look at this another way. This daughter is going to be giving her mother 35 hrs care regardless of whether or not she needs that amount of care. There is a high risk she will end up disabling her mother by doing too much, and taking away all her daily living skills making mother completely dependent.

pol-zeath

Mojisola wrote: »

Yes...............

I asked because earlier this evening you posted on another thread that your Dad passed away in a nursing home.

Mojisola

pol-zeath wrote: »

I asked because earlier this evening you posted on another thread that your Dad passed away in a nursing home.

After years of me caring for him (and Mum who died before him), he had a medical emergency which resulted in a couple of months in hospital. After that, he needed 24/7 care and so moved into a care home.

nannytone_2

the OP has been given the facts regarding her daughters CA entitlement.
now for my personal opinion.
i would urge the OP to convince her daughter to remain at work, she can find a few pounds in expenses a week in order to claim carers.
. i think it is unwise for anyone to give up work to be a carer for a relieve unless it is absolutely necessary.
as much as we love the people we care for, everyone needs time to be themselves and not someone else mother/child/carer.
my daughter loves me, band helps me in any way that she can ... but i wouldn't allow her to sacrifice her life in order to care for me full time

racon

nannytone wrote: »

the OP has been given the facts regarding her daughters CA entitlement.
now for my personal opinion.
i would urge the OP to convince her daughter to remain at work, she can find a few pounds in expenses a week in order to claim carers.
. i think it is unwise for anyone to give up work to be a carer for a relieve unless it is absolutely necessary.
as much as we love the people we care for, everyone needs time to be themselves and not someone else mother/child/carer.
my daughter loves me, band helps me in any way that she can ... but i wouldn't allow her to sacrifice her life in order to care for me full time

Hey, unfortunately many do expect it. My deceased mother in law pleaded and begged to come and live with us. We both worked full time, my wife in a better full time job than myself. My wife couldn't stand the guilt any longer and had her move in. My wife gave up her job for those 18 years of having to care 24/7 for her. She couldn't claim Carers Allowance simply because her mother refused to claim the requisite benefits (Attendance Benefit). Now that we are in our latter years, our income is low due to my wife's poor NIC record and not being able to get back into the job she did 18 years earlier after she died - in fact she couldn't get any job at her age.
Yes Caring has destroyed our life financially.

bloolagoon

nannytone wrote: »

the OP has been given the facts regarding her daughters CA entitlement.
now for my personal opinion.
i would urge the OP to convince her daughter to remain at work, she can find a few pounds in expenses a week in order to claim carers.
. i think it is unwise for anyone to give up work to be a carer for a relieve unless it is absolutely necessary.
as much as we love the people we care for, everyone needs time to be themselves and not someone else mother/child/carer.
my daughter loves me, band helps me in any way that she can ... but i wouldn't allow her to sacrifice her life in order to care for me full time

How does WTC work? It's counted as income of the parent for most benefits. Are you saying WTC are disregarded for CA. I'm not sure it is - if it's counted then lowering to under £102 will be very difficult indeed as her WTC are high for part time low wage earners.

jetplane

Tax credits are not earned income and are ignored for CA. CA is subject to an earnings limit but not means tested in the way that some other benefits are eg. HB CTB

nannytone_2

thats something i never knew!
to be honest, i hadn't even thought about tax credits at all, i was just coming from the angle of the daughters well being. caring full time can be very stressful, especially when the daughter already has a child to care for.
having 'time out' ( to be a person in her own right) is very beneficial if it can be done

samicla

Thanks everyone. I don't want my daughter to give up her job, I think she needs that bit of independence. She has always worked and enjoys her job. I just wanted to know what would happen if she did because she earns too much. We were just trying to work something out that could help me. Thanks again.