We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Help to Buy Registration
Comments
-
I think it is a new build on a brownfield site. I'll have to check this in case it was a thorough refurbishment as opposed to demolition and new build. In either case, I'd be the first occupant if I moved in.
It seems that despite my saving, my financial situation is still borderline.
The advertisement does not state service charges unfortunately but at least there are no lifts as all apartments have a ground floor.0 -
The developer has to be a member of the HTB scheme for it to offer HTB - Equity Loan and this is normally restricted to newbuild, not conversions; although one of our Crest sites is the conversion of an office block.
You need to check if HTB - Equity Loan is being offered, before you commit to purchase.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Do all Housing Associations have a maximum savings of £15000 rule? The area in which I live means that a 40% share for a 2-bedroom flat is £100000 so my aim is to save around 20% of the FMV to keep mortgage interests rates as low as possible.
Should I not do this?0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.5K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.5K Spending & Discounts
- 245.5K Work, Benefits & Business
- 601.5K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards