Mismatch on a Mission - 2015 and Beyond

mismatch

Well the dreaded white stuff is here helping even more with running down the cupboards as I really cba to suffer being out in it lol
Doing quite well keeping up with the housework, obsessively planning it in my Filofax but it's working!! Had to get the hubby a new phone case today £2 eBay bargain hopefully decent when it comes but for the price can't complain
10 days till payday and still money in the accounts which is reassuring compared to the other months of credit reliance. I'm hoping the full iva payment amount will still safely be there on payday so I know we are living in our means for when we are giving Stepchange our payment. Budget success after all these yrs will be amazing. Shows me how blind I was when I tried to sort it really. But must move forward and look for the future not dwell on the past failures (not my strong point lol)
Well time to cook some food I think stomach calling me to the stove

mismatch

Well a month since I last posted!! What happened there I'm sure I only blinked nvm. Things have moved along nicely with our finances well nicely in a sense. Our iva creditor meeting is Friday and so far 8 debts have agreed which is half, only another quarter to hopefully agree and our plans will hopefully fall into place. I'm desperately thankful that the 15-20 phonecalls a day and 3-6 letters most days have now stopped as this final puzzle piece is decided on. I know the iva is a bit of a wimp out in terms of debt free diaries and many others situations but for me this really will finally give me a light at the end of the tunnel. It's structured and Lord knows I'm a creature of routine. More importantly a fresh pair of eyes has looked at my life and said yes u can do this, here's how and here's the end result. Technically bankrupt before 35 wasn't one of my ambitions let's face it, no one sets out for that but I think for the first time in almost 10years I might be able to sleep properly. Anyway that's enough waffling on from me I think. Time to go lurk around so diaries of u fab lot. Hopefully I'll get back to my better posting mojo now I've yanked my head outta the sand somewhat and I'll b back far sooner than before and possibly too soon for some people lol ��