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The 'Extra Payment Every Week' Thread 2015

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  • Hi Peeps,
    I have been missing in here for some time actually October 2014. How rude of me.
    Thanks PLMBL for continuing this thread.
    My absence does not mean I have been slack... OK just a bit then, my overpayment to rid it was 310.
    Just now I have received a nil Nationwide CC statement, so spent 10 mins trying to successfully get through and close!!!!
    Forgot how to upload the smilies...
    As we are now on week 9 am thinking of what to sort next.
    I have been very MSE changed utilities and potentially halved my charges... that's £100 per month over the year excluding my £30 cash back. Reducing mobile contracts as they finish this year saving over £600...WHAT!!! That totals nearly 2000 for the year
    Am now down to one CC with Barclays and a debt balance of £3060.
    Time to recycle and get more pennies in.
    I am collecting my money back to get some savings together at the same time, saving £1 a day for xmas 2015. Saving a bit up for lent too instead of doing nothing.
    I really am Jaxmar's motto penny wise pound foolish.. but we are working on that.
    Have a good week peeps
    Lanky xx
    This week extra payment
    Total paid
    Total paid 2013 - 1963.83:) Total paid 2014 - 7443.00:j
    Total paid in 2015 - £310
    May'15 o/d 0% 1600. B/C 3060 0% :o Car loan 3632 till June 2016
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Was £48 something away from hitting my halfway point in paying off my £4000 target this year that I set myself so sent another £50 towards the credit card......hope it doesn't come back and bit me on the bottom lol xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Well done for all the payments guys, big or small, they all count!

    Welcome back Lanky!

    Abba, amazing work to be half way to your year's target only 2 months in!

    I'll be back tomorrow with my weekly payment Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • scotmumof3
    scotmumof3 Posts: 1,951 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    £3.62 paid to the cc today. Unbelievably they have increased my limit for the first time in a couple of years because I am paying more :laugh:
    Well done everyone on the payments you have made we are doing rather well aren't we :D
    Debt free as of 29.10.2020 🎉😁
    SPC #73 Feb NSD 0/20
  • Paid £25 to the credit card today. Got a bonus from work of £16, so took it up to £25 and paid it across. Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Hope78
    Hope78 Posts: 755 Forumite
    Payday today yay! £100 over paid & £100 to my savings. :-)
    LBM 03/07 £44k:eek: DFD 31/12/17 :A 12/17 £2545.50
    Credit Card £2500.00 & Next £45.00
    Savings = £81.21 & Help To Buy ISA = £4700.00
  • At last - payday!!

    £17 paid off the Ll0yds CC, taking it to a full 10% cleared - well chuffed I am :D:D

    Off to update my signature!
    LBM Dec 2013, Total Debt £31,992.06 Debt Free Date June 2022
  • Hi all, lovely surprise this week OH was underpaid his Boxing Day overtime on last months wages so they paid an interim payment. Didn't miss it so rounded it to £100 paid off CC. Off to update sig.:T
    With Our Thoughts. We make our world - Buddha
    Extra payment every week challenge* 27/04/15 £10.00 Total £1975.18
    CC OCT 14 4422.18/3122.18 = balance 1290.00:T
    Weight loss 2 stone 9 1/2 :
  • Week 9 account skim to the CC is £4.29, i'm already seeing the difference in the interest i'm paying even with these small amounts :T.
    Emergency Fund £0/£500
    £365 in 365 Days #18 £520/£520
    £2.00 Savers Club 2017 #11 £300/£300
  • minkyr
    minkyr Posts: 38 Forumite
    Seventh Anniversary Combo Breaker
    Bank account skim sends £77 to the cc this week.
    Had payday this weekend but the dds are all over the place because of the short month. Will be happier next weekend when hopefully they've all settled down again.
    Little steps and great strides both get you there.
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