We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Barclays Initial....poor credit.
Jambo5
Posts: 223 Forumite
in Credit cards
Hi, I have other threads in the Mortgage forum etc explaining my credit as I'm after a Mortgage next year.
Any road I got excepted for the Barclays Intial in April 13 after previos CCJ and defaults. They're all about dropped off now bar two that drop off soon.
Once excepted I had £1200 limit
Then it was raise twice up to £1500 at start of 2014 and I asked for it. Only today in the post I had a letter of Barclays saying it's getting increased to £2300 which is great!!
And I didn't ask for it they just said they are doing it!!
I don't need to use it but I want this to work in my favour and use it to build my CR up for the Mortgage.
I've just read that sometime's offer a lower APR too?
Obviously i'm happy that it looks like it's all looking abit better after a long time with poor credit!!
Any road I got excepted for the Barclays Intial in April 13 after previos CCJ and defaults. They're all about dropped off now bar two that drop off soon.
Once excepted I had £1200 limit
Then it was raise twice up to £1500 at start of 2014 and I asked for it. Only today in the post I had a letter of Barclays saying it's getting increased to £2300 which is great!!
And I didn't ask for it they just said they are doing it!!
I don't need to use it but I want this to work in my favour and use it to build my CR up for the Mortgage.
I've just read that sometime's offer a lower APR too?
Obviously i'm happy that it looks like it's all looking abit better after a long time with poor credit!!
0
Comments
-
Are you saving as well because 100% mortgages are a thing of the past.0
-
Yeah have a 10% deposit. I have missed/late payments what are older then 5 years old. Hope that doesn't stop us.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards