Santander 123 card - petrol station purchases

Cardew

If you use the 123 card in a petrol station you get 3% cashback on the petrol/diesel.


If you buy additional goods at the same time i.e confectionary/cigarettes/food etc do you get the same 3%? Or in a Sainsburys/Tesco/Asda petrol station do you get 1%?(as you would for normal supermarket purchases)


I have looked at the till receipt and the Mastercard slip and IIRC they have the same Merchant Code i.e. they don't give give separate codes for Fuel and non-fuel items.

phona

From my experience, it gives 3% cashback on the whole transaction.

I don't buy non-fuel items at petrol stations often, because the one I usually use is one of those unmanned pay-at-pump jobs. I also have no knowledge of transactions that don't include fuel at all.
Thus this is based on the few times I've picked up a magazine with my petrol and my own number crunching suggesting the cashback was given. YMMV.

OP perhaps you could tell us what they do when your statement arrives?

djl

I have picked up wine etc at my local and got 3% cashback on the total purchase. :money:

enthusiasticsaver

From my experience it pays 3% on the whole transaction as I do not think the total which gets charged to your card is broken down. However, as most petrol station purchases are more expensive than supermarkets, or at least that is the case in our local garage then buying a lot of stuff from there just to get the 3% would be counter productive in my view.

Cardew

enthusiasticsaver wrote: »

From my experience it pays 3% on the whole transaction as I do not think the total which gets charged to your card is broken down. However, as most petrol station purchases are more expensive than supermarkets, or at least that is the case in our local garage then buying a lot of stuff from there just to get the 3% would be counter productive in my view.

I often get my petrol at the local Sainsburys and whilst I never normally check prices between the petrol station and the parent store, I did notice last summer that the bags of BBQ charcoal displayed outside were exactly the same price as the main store where I had bought some earlier.


If that equality of pricing applied to, say, cigarettes at £8 a pack??(I don't smoke) it could save a bit for a family who smoked.

Herbalus

Well, if you're talking about Sainsburys then it doesn't matter which merchant code they use!

But yes, the merchant code will remain the same for a petrol station regardless of whether you actually buy any fuel.

Vortigern

Please don't encourage people to do their grocery shopping at filling stations.

I hate queueing behind somebody with a basket full of groceries when all I want to do is pay for my tank of petrol. :mad:

agrinnall

Vortigern wrote: »

Please don't encourage people to do their grocery shopping at filling stations.

I hate queueing behind somebody with a basket full of groceries when all I want to do is pay for my tank of petrol. :mad:

Agreed, and the simple answer is Pay at Pump, so it doesn't matter what's going on inside the office.