new kitty, new year.

edited 28 June 2019 at 1:08PM in Debt free diaries
35 replies 3.1K views
milocatmilocat Forumite
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edited 28 June 2019 at 1:08PM in Debt free diaries
nothing to see here...
Laura 20.08.14 ♡ Ivy 05.07.13
"...within me there lay an invincible summer."
«134

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  • edited 28 June 2019 at 1:19PM
    milocatmilocat Forumite
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    edited 28 June 2019 at 1:19PM
    nothing to see here...
    Laura 20.08.14 ♡ Ivy 05.07.13
    "...within me there lay an invincible summer."
  • Hi milocat. I have subscribed. My stepchange DMP also starts on 1st Jan, I'm learning to budget too. I think its good to still have 'treats' as long as they are planned and budgeted for.

    Good luck!!:T
  • sashybosashybo Forumite
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    Hi Milocat, I too had a DMP and paid off a big amount of debt but here I am again, almost back where I started. :mad:

    Determined to actually learn something this time & try to stop the silly spending. I find having to confess in my diary helps as it makes me stop and think. Hope to see you around. :)
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £3813, Car loan 2 £17,067, Garage conversion £1246, 0% CC1 £3220, 0% CC2 £1600, 0% CC3 £2700. Debt Free Diary to try & keep spending in check.
  • edited 28 June 2019 at 1:22PM
    milocatmilocat Forumite
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    edited 28 June 2019 at 1:22PM
    nothing to see here...
    Laura 20.08.14 ♡ Ivy 05.07.13
    "...within me there lay an invincible summer."
  • edited 28 June 2019 at 1:23PM
    milocatmilocat Forumite
    175 Posts
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    edited 28 June 2019 at 1:23PM
    nothing to see here...
    Laura 20.08.14 ♡ Ivy 05.07.13
    "...within me there lay an invincible summer."
  • edited 28 June 2019 at 1:23PM
    milocatmilocat Forumite
    175 Posts
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    edited 28 June 2019 at 1:23PM
    nothing to see here...
    Laura 20.08.14 ♡ Ivy 05.07.13
    "...within me there lay an invincible summer."
  • lilmissmuplilmissmup Forumite
    6.9K Posts
    Hiya hun!!! :D

    Subscribing now :)

    In answer to your question about my labour well it was horrific but I am dealing with it! More on my diary about that xx
    Now a SAHM trying to earn some spare pennies each month
  • edited 28 June 2019 at 1:24PM
    milocatmilocat Forumite
    175 Posts
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    edited 28 June 2019 at 1:24PM
    nothing to see here...
    Laura 20.08.14 ♡ Ivy 05.07.13
    "...within me there lay an invincible summer."
  • edited 28 June 2019 at 1:26PM
    milocatmilocat Forumite
    175 Posts
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    edited 28 June 2019 at 1:26PM
    nothing to see here...
    Laura 20.08.14 ♡ Ivy 05.07.13
    "...within me there lay an invincible summer."
  • edited 28 June 2019 at 1:28PM
    milocatmilocat Forumite
    175 Posts
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    edited 28 June 2019 at 1:28PM
    nothing to see here...
    Laura 20.08.14 ♡ Ivy 05.07.13
    "...within me there lay an invincible summer."
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