We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Benefits help after marriage breakdown

Please can anyone help me? Unfortunately my marriage has broken down and I am panicking about how me and my children are going to survive. I haven't worked for a long time now as I have been carer to my disabled husband. With him leaving I have no idea what help I'm entitled to and whether I will be expected to work immediately. I am 42 and I have three children, one aged 20 who is away at university, one aged 16 at college but living at home and one aged 11. Up to now we were receiving ESA, DLA middle rates and carers allowance aswell as child benefit, child tax credit and housing benefit and council tax reduction. I have no idea what to do now or if I will be able to claim benefits on my own. Any advice would be most appreciated. Thanks.

Comments

  • Echo23 wrote: »
    Please can anyone help me? Unfortunately my marriage has broken down and I am panicking about how me and my children are going to survive. I haven't worked for a long time now as I have been career to my disabled husband. With him leaving I have no idea what help I'm entitled to and whether I will be expected to work immediately. I am 42 and I have three children, one aged 20 who is away at university, one aged 16 at college but living at home and one aged 11. Up to now we were receiving ESA, DLA middle rates and carers allowance aswell as child benefit, child tax credit and housing benefit and council tax reduction. I have no idea what to do now or if I will be able to claim benefits on my own. Any advice would be mist appreciated. Thanks.

    Yes but it will mean looking for a job. Rotten time of year for this so sorry for you. Who is caring for him now?
  • Mojisola
    Mojisola Posts: 35,574 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You will be able to claim benefits but you will have to start job seeking.

    Put your details into one of the benefits checkers to see what you will get.
  • As your children are all over 5 then yes you will be expected to look for work. Can I recommend you ask to be referred to Learn Direct via your jobcentre as they could do some free courses to help you get back into work and also help with interview techniques and CV etc.
    Debts Jan 2014 £20,108.34 :eek:

    EF #70 £0/£1000

    SW 1st 4lbs
  • Mojisola
    Mojisola Posts: 35,574 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    There's usually work available for people with caring experience which could get you back into work fairly quickly.
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    Echo23 wrote: »
    Please can anyone help me? Unfortunately my marriage has broken down and I am panicking about how me and my children are going to survive. I haven't worked for a long time now as I have been carer to my disabled husband. With him leaving I have no idea what help I'm entitled to and whether I will be expected to work immediately. I am 42 and I have three children, one aged 20 who is away at university, one aged 16 at college but living at home and one aged 11. Up to now we were receiving ESA, DLA middle rates and carers allowance aswell as child benefit, child tax credit and housing benefit and council tax reduction. I have no idea what to do now or if I will be able to claim benefits on my own. Any advice would be most appreciated. Thanks.
    You would be expected to look for work immediately and take whatever they offer you....but you can look for the work you are capable of doing rather than just anything for a short period of time. After that time if the jobcentre gives you details of an available job they think you can do you must apply for it.

    As long as you don't have a huge amount of money from a settlement from your husband then you can carry on getting most of what you were getting regarding yourself and your children (you'd lose the carers allowance for instance). If he has a pension pot and you do not, you could keep any pension money where it is after splitting it rather than getting a cash settlement and that won't count as an asset.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.4K Banking & Borrowing
  • 254.7K Reduce Debt & Boost Income
  • 456K Spending & Discounts
  • 248K Work, Benefits & Business
  • 605.3K Mortgages, Homes & Bills
  • 178.9K Life & Family
  • 263.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.