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Starting a fresh

Starting a fresh can be a good thing especially at this time of year, new year fresh start. Truthfully i have made problems for myself but also its been situations that's been around me that hasn't helped either but after time the time feels right to blitz debt, 2015 fastly approaching upon us i have no DMP £3600 approximatelyin Debt but for sure i want to nail debt in its coffin once and for all a better future for me and for my family
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Comments

  • laurag89
    laurag89 Posts: 728 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    Good luck with your debt free journey happy daddy!!!
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • Mara_uk7
    Mara_uk7 Posts: 1,219 Forumite
    Seventh Anniversary Debt-free and Proud!
    Hey Happy Daddy, welcome back ! Good luck with the debt busting , you can do this ! :)
    Its just a bad day, Not a bad life .. :cool:
  • beanielou
    beanielou Posts: 98,831 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Keep plodding!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 20 months left.
  • Aww Thank you for replying back I hope you have all had a Happy Christmas, I am so blessed to have my family, and for me that's what Christmas is about Family time. My Brother, sister And parents have been a massive help over the festive period. During this period I received £135 in cash from them which is a massive help, my thoughts this evening is focused on two things Keeping focused and not slide away I am going to keep reading the amazing peoples stories on here but also follow people on twitter any way good night every body Xx
  • Its been a day of not doing to much today but spending it with my family watching TV and basically enjoying family time a little part of my day have been reading peoples diaries but also signing up to mini challenges, I am quite looking forward to seeing how many 2pound coins in 2015 I can save, the 1 pound a day challenge and even saving 2015 pounds in 2015.. I like a challenge, tomorrow my thoughts are set towards menu planning its an awful habit of mine to eat takeaways I really need to cut this out, any way time for sleep for this daddy goodnight everyone Xx
  • Sounds like a productive day overall!
    I have decided to do the £2 coin savings this year too aswell as others, I find they really help to maintain motivation!

    :)
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • Thanks Laura.. Good Morning everyone Hope everyone is well, Well today's a day off caring for my parents, it's really icy cold outside so i will help out where I can, whilst shopping I am going to pay a couple of bills aswell..
  • Welcome back happy daddy! Good to see you, and nice to hear you had a positive Christmas :)

    It's "brass monkeys" out there as my Nan used to say - took me nearly half an hour to de-ice the car properly this morning. Be careful and stay safe with the ice everywhere!

    Best of luck with the challenges and the blitz :)

    HBS x
    "I believe in ordinary acts of bravery, in the courage that drives one person to stand up for another."

    "It's easy to know what you're against, quite another to know what you're for."

    #Bremainer
  • Hey Heartbreak Star it's lovely to hear from you everything is good with me I am waiting to see if I can get clearance from a doctor so I can return back to work the bonus with this is I have been off over Christmas which has been awesome family time but the negative part is I have spent it in pain with a dodgy knee and no Income.. well I have returned back from shopping helping father to get around, he has spoilt me and bought my dinner yummy dad it's nice this father to be spoilt from his father, well it's the start of the afternoon and whatever you are all upto I hope it's good Xxx
  • It's certainly a lovely feeling paying off debt it maybe only £5 towards JD Williams and £5 the Brilliant Giftshop but hey every little helps :)
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