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student loan help r.e: renewal for 2nd year

I am a first year university student and I am currently home for christmas, living with my parents whose income is currently affecting my student loan for this academic year. As my house is quite crowded I have come to the decision to move in with my grandparents which will come into effect when I am home for Easter break. If i am registered as living with them, does this affect my renewal for the 2nd year student loan? Will it now go off their income or will it still go off my parents, even though I wont be living or receiving anything from them? If possible, this would mean my student finance would increase which would be an added bonus as my current loan isn't very good as my parents earn a decent amount, however don't fund me in any way. Any help or comments would be greatly appreciated. Many thanks.

Comments

  • Ed-1
    Ed-1 Posts: 4,019 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    trix95 wrote: »
    I am a first year university student and I am currently home for christmas, living with my parents whose income is currently affecting my student loan for this academic year. As my house is quite crowded I have come to the decision to move in with my grandparents which will come into effect when I am home for Easter break. If i am registered as living with them, does this affect my renewal for the 2nd year student loan? Will it now go off their income or will it still go off my parents, even though I wont be living or receiving anything from them? If possible, this would mean my student finance would increase which would be an added bonus as my current loan isn't very good as my parents earn a decent amount, however don't fund me in any way. Any help or comments would be greatly appreciated. Many thanks.

    Where you live is irrelevant to the means testing part - if you are a dependent student (i.e. aged under 25) it goes off your parents' income.
  • agarnett
    agarnett Posts: 1,301 Forumite
    edited 6 January 2015 at 11:13AM
    Ed-1 wrote: »
    Where you live is irrelevant to the means testing part - if you are a dependent student (i.e. aged under 25) it goes off your parents' income.
    What happens if your relationship with your parents has broken down to the extent that they do not contribute to your cost of living or studying as a student nor indeed even have room for you in their house on high days and holidays?

    So much so that you reluctantly come to the conclusion that living with grandparents is easier? I think that was the question.

    What is a parent? What is expected of a parent of a student who is not a minor ? Is a grandparent a parent ?
  • silvercar
    silvercar Posts: 50,671 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    agarnett wrote: »
    What happens if your relationship with your parents has broken down to the extent that they do not contribute to your cost of living or studying as a student nor indeed even have room for you in their house on high days and holidays?

    So much so that you reluctantly come to the conclusion that living with grandparents is easier? I think that was the question.

    What is a parent? What is expected of a parent of a student who is not a minor ? Is a grandparent a parent ?

    To expect the student finance to be assessed on your income rather than that of your parents, your relationship has to be provable to be estranged. Rather more than "no room at the inn". Being estranged is a total relationship breakdown, not just an unwillingness to support you through university.

    Most students are not minors, a lot have to rely on no subsidy from their parents. Indeed, if you search on MSE forum you will find parents who charge their student children rent to live at home during holidays. Your situation is not unique, a lot of students end up staying in their university town over the holidays because it is cheaper for them than going home.
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • agarnett
    agarnett Posts: 1,301 Forumite
    silvercar wrote: »
    Most students are not minors, a lot have to rely on no subsidy from their parents. Indeed, if you search on MSE forum you will find parents who charge their student children rent to live at home during holidays. Your situation is not unique, a lot of students end up staying in their university town over the holidays because it is cheaper for them than going home.
    Ah - that's life I guess. Taken from you, third world dictatorship regime style. You have no relationship with your parents other than that dictated by the regime which determines the degree to which you should suffer in your parents' absence from the scene. Nice. I think we need a few Liam Neesons to sort things out.
  • amiehall
    amiehall Posts: 1,363 Forumite
    agarnett wrote: »
    Ah - that's life I guess. Taken from you, third world dictatorship regime style. You have no relationship with your parents other than that dictated by the regime which determines the degree to which you should suffer in your parents' absence from the scene. Nice. I think we need a few Liam Neesons to sort things out.

    :huh:

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