Personalised Debit Card with current Account?

GTR_King
GTR_King Posts: 1,977 Forumite
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edited 23 December 2014 at 10:14PM in Budgeting & bank accounts
Is Barclays the only bank that let's you personalise your Debit Card with your current account etc?? Do any other banks do this?? I just think it's a good idea
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  • TheCommandingGeneral
    TheCommandingGeneral Posts: 7 Forumite
    Tenth Anniversary Combo Breaker
    GTR_King wrote: »
    Is Barclays the only bank that let's you personalise your Debit Card with your current account etc?? Do any other banks do this?? I just think it's a good idea

    Halifax do, but they are withdrawing them from next year.
  • GTR_King
    GTR_King Posts: 1,977 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    O why is that?? I think it's a good idea.. So no other banks do it...
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    What do you gain from a personalised debit card? Why would you want to pay for a personalised debit card (don't think you are not paying for it)?

    Would you gain more from a current account that pays you interest when in credit? One that gives you cashback on cash purchases and/or direct debits? One that gives you a small interest free overdraft? One that charges you the lowest overdraft rate in the market? One that gives you access to industry leading savings rates? One that gives you free travel insurance? One that gives your mobile phone and car breakdown insurance for a as mall monthly fee etc etc etc etc?

    What is it you want from your current account?
  • thebritishbloke
    thebritishbloke Posts: 1,472 Forumite
    GTR_King wrote: »
    O why is that?? I think it's a good idea.. So no other banks do it...
    You think it's good because it stops other banks doing it? Haha

    Probably just too expensive and time consuming, and I guess a lot of people don't bother with it, I know I haven't.
    Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. It's an arbitrary number that means nothing when it comes to applying for credit.

    ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH.
  • GTR_King
    GTR_King Posts: 1,977 Forumite
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    I just thought it was a good idea... But I see your point that it might be to expensive etc. I suspect barclays will stop it soon..... I am happy why my bank (HSBC) just wondered thats all. Don't think I will move banks at all. maybe open another A/C If have very good offer etc
  • thebritishbloke
    thebritishbloke Posts: 1,472 Forumite
    GTR_King wrote: »
    I just thought it was a good idea... But I see your point that it might be to expensive etc. I suspect barclays will stop it soon..... I am happy why my bank (HSBC) just wondered thats all. Don't think I will move banks at all. maybe open another A/C If have very good offer etc
    If you have a spare current account, use the Switch service to switch to a Halifax Reward Account and you can earn £5/month.
    Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. It's an arbitrary number that means nothing when it comes to applying for credit.

    ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH.
  • GTR_King
    GTR_King Posts: 1,977 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Thanks for your imput.. Did ask HSBC & They said they might do personalised cards in the future... If did open another current A/C Would be Barclays/Lloyds or TSB... not fussed about the other banks...
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    What is it you want from your current account?
  • thebritishbloke
    thebritishbloke Posts: 1,472 Forumite
    GTR_King wrote: »
    Thanks for your imput.. Did ask HSBC & They said they might do personalised cards in the future... If did open another current A/C Would be Barclays/Lloyds or TSB... not fussed about the other banks...
    Well you said you wanted to open another account if it had a benefit, the biggest benefits out there right now are switching incentives and the £5/month from Halifax.
    Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. It's an arbitrary number that means nothing when it comes to applying for credit.

    ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH.
  • GTR_King
    GTR_King Posts: 1,977 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    All I want from my current A/C is somewhere to store my money safely.... Easy to use online Banking.... Easy to read/understand bank Statements that get sent in post.... with lots of information.... Friendly bank staff... Easy to understand when ring bank up.... I am with HSBC and happy with my bank... I not sure if there is anything better... I am staying with HSBC.... Just wondered so if did open another A/C for money Just for my self E.G PS4 Games.. I Would want good service like I get with HSBC... Not fussed about RBS Nationwide & Halifax etc
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