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Roses' Savings Diary :)
Comments
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It's interest... I've got about 40% of my current money in various different P2P platforms. It's risky, but at the end of the day even if I lose every penny of that I'm not going to be left high and dry, it'll just take another 18-24 months of saving to get it back.
Having said that I still won't be putting any more money in for the next few years.LIFE GOAL ACHIEVED (21yo): Proud owner of 24 magical acres! :T :j
LIFE GOAL ACHIEVED (23yo): Got my horse lorry.
NEW LIFE GOAL: 1. Own a house with land and my own sandschool. 2. Retire early (if I want to:rotfl:).0 -
Well, again spending was much less than projected as tax won't be taken for a while. Got a few discounts and didn't need some stuff as well, so all in all was an okay month! £212.50 down the drain.
May Projected Incomings:
First job: £780
Second job: £665
Third job: £40
P2P (I am actually including my non P2P interest in this as well, oops): £125
> £1,610
May Projected Outgoings:
Rent: £100
Hoof care stuff for pony: £32
Trim for pony: £20
Hay for pony: £40
Chiro for pony: £60
Pony camp (with the big horse): £150
Other (unplanned): £48
> £450
A lot of horse stuff for me, that's the joy of animals. Still, should be a saving of over £1,000 so I'm happy!
Also started writing at least 500 words of my novel daily. So far I've been going a few weeks and although I have missed a couple of days I have over 12,600 words already. I'm going to make a habit of doing it everyday. Who knows, one day I may publish and actually earn some pennies. :rotfl:LIFE GOAL ACHIEVED (21yo): Proud owner of 24 magical acres! :T :j
LIFE GOAL ACHIEVED (23yo): Got my horse lorry.
NEW LIFE GOAL: 1. Own a house with land and my own sandschool. 2. Retire early (if I want to:rotfl:).0 -
What a truly inspiring diary, a novelist as well as a fantastic saver. :jYou sound like such a cheerful person. It is pouring with rain outside but your diary made me smile. Well done on your wonderful savings, TakeNoRoses!:TAiming for a minimal spend 20220
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Thank you savingwannabe, hehe. I try to be cheerful! Glad it made you smile despite the rain.

I have had issues with bad writer's block for the past few years so I'm happy to be writing again.
I now have 14,000 words and have yet to do today's lot (I will be doing them!). I am lucky in the fact that I have a friend doing it with me so we hound each other to complete our daily words. Teamwork. :beer: LIFE GOAL ACHIEVED (21yo): Proud owner of 24 magical acres! :T :j
LIFE GOAL ACHIEVED (23yo): Got my horse lorry.
NEW LIFE GOAL: 1. Own a house with land and my own sandschool. 2. Retire early (if I want to:rotfl:).0 -
Hey, totally got inspired by your saving plans. Must learn from you.
Perfect dedication towards perfect saving!!!
Hats Off to you and Congrats.0 -
BIG changes in my life... I am now the proud owner of 24 acres :beer: :j :T :rotfl: :eek: :eek: :cool:
...And also a good few K of family debt. 'Tis a bit of a shock for the coffers!
I'm aiming to be debt free again at the end of two years time (and then I will be saving for my first house). So... new goal!
:T LIFE GOAL ACHIEVED (21yo): Proud owner of 24 magical acres! :T :j
LIFE GOAL ACHIEVED (23yo): Got my horse lorry.
NEW LIFE GOAL: 1. Own a house with land and my own sandschool. 2. Retire early (if I want to:rotfl:).0 -
Well done you!!!!!!!!!!!!!!!!!!!!!!!!!!!:beer::j:money::D:money:Aiming for a minimal spend 20220
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