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Roses' Savings Diary :)
Comments
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It's interest... I've got about 40% of my current money in various different P2P platforms. It's risky, but at the end of the day even if I lose every penny of that I'm not going to be left high and dry, it'll just take another 18-24 months of saving to get it back.
Having said that I still won't be putting any more money in for the next few years.LIFE GOAL ACHIEVED (21yo): Proud owner of 24 magical acres! :T :j
LIFE GOAL ACHIEVED (23yo): Got my horse lorry.
NEW LIFE GOAL: 1. Own a house with land and my own sandschool. 2. Retire early (if I want to:rotfl:).0 -
Well, again spending was much less than projected as tax won't be taken for a while. Got a few discounts and didn't need some stuff as well, so all in all was an okay month! £212.50 down the drain.
May Projected Incomings:
First job: £780
Second job: £665
Third job: £40
P2P (I am actually including my non P2P interest in this as well, oops): £125
> £1,610
May Projected Outgoings:
Rent: £100
Hoof care stuff for pony: £32
Trim for pony: £20
Hay for pony: £40
Chiro for pony: £60
Pony camp (with the big horse): £150
Other (unplanned): £48
> £450
A lot of horse stuff for me, that's the joy of animals. Still, should be a saving of over £1,000 so I'm happy!
Also started writing at least 500 words of my novel daily. So far I've been going a few weeks and although I have missed a couple of days I have over 12,600 words already. I'm going to make a habit of doing it everyday. Who knows, one day I may publish and actually earn some pennies. :rotfl:LIFE GOAL ACHIEVED (21yo): Proud owner of 24 magical acres! :T :j
LIFE GOAL ACHIEVED (23yo): Got my horse lorry.
NEW LIFE GOAL: 1. Own a house with land and my own sandschool. 2. Retire early (if I want to:rotfl:).0 -
What a truly inspiring diary, a novelist as well as a fantastic saver. :jYou sound like such a cheerful person. It is pouring with rain outside but your diary made me smile. Well done on your wonderful savings, TakeNoRoses!:TAiming for a minimal spend 20220
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Thank you savingwannabe, hehe. I try to be cheerful! Glad it made you smile despite the rain.
I have had issues with bad writer's block for the past few years so I'm happy to be writing again.I now have 14,000 words and have yet to do today's lot (I will be doing them!). I am lucky in the fact that I have a friend doing it with me so we hound each other to complete our daily words. Teamwork. :beer:
LIFE GOAL ACHIEVED (21yo): Proud owner of 24 magical acres! :T :j
LIFE GOAL ACHIEVED (23yo): Got my horse lorry.
NEW LIFE GOAL: 1. Own a house with land and my own sandschool. 2. Retire early (if I want to:rotfl:).0 -
Hey, totally got inspired by your saving plans. Must learn from you.
Perfect dedication towards perfect saving!!!
Hats Off to you and Congrats.0 -
BIG changes in my life... I am now the proud owner of 24 acres :beer: :j :T :rotfl: :eek: :eek: :cool:
...And also a good few K of family debt. 'Tis a bit of a shock for the coffers!
I'm aiming to be debt free again at the end of two years time (and then I will be saving for my first house). So... new goal!:T
LIFE GOAL ACHIEVED (21yo): Proud owner of 24 magical acres! :T :j
LIFE GOAL ACHIEVED (23yo): Got my horse lorry.
NEW LIFE GOAL: 1. Own a house with land and my own sandschool. 2. Retire early (if I want to:rotfl:).0 -
Well done you!!!!!!!!!!!!!!!!!!!!!!!!!!!:beer::j:money::D:money:Aiming for a minimal spend 20220
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