Partner bumped into old lady

ratrace

EGO - it can turn out to be very expensive indeed

andydunf

She said the spare wheel was crushed and tangled with the bumper which is complete nonsense.

I know for a fact she hasn't taken the damn thing to a garage.

Would it be wrong to ask which garage she took it to, to check? I'll pay the garage for the repairs. Is that unreasonable? Paying the garage directly rather than her?

force_ten

the offer of taking £200.00 seems very reasonable to me, I had a small smart repair done on my car that was paint damage only and it cost close to £200.00 to get that done

if you are not happy with the offer then take it to your insurance company and let them sort it out and it will probably cost you more than £200.00 in the long run

buglawton

Funnily enough some years ago a car bumped the rear of my wife's Micra. Seemed to be no damage, we swapped details and had our evening out. Next day had a closer look, externally all fine but spare wheel was now jammed due to floor pan being bent. Car was a write off. However, OP should not offer cash without a solicitor-written legally watertight disclaimer being signed by other driver.

Incidentally my or other driver's insurer sold my phone number to the ambulance chaser junk callers, still get their calls to this day.

force_ten

andydunf wrote: »

Thanks for the replies.

I'd rather pay increased insurance premiums for the next 20 years than hand over £200 for an old banger of a Micra.


What whiplash can she claim if she jumped out the car like Mr Motivator straight after it?

I'm certainly not being greedy. The car is probably worth £600 max with 12 months MOT.

I'll be contacting my insurance company tomorrow.

reading what you have written on here i think you are being totally unreasonable

when was the last time you saw a 75 year old lady jumping about like mr motivator? at that age the innocent party will be a lot more frail and susceptible to injury than somebody a lot younger

If it was me that was the innocent party here i would just take it to my insurance and refuse to deal with you any further

andydunf

buglawton wrote: »

Funnily enough some years ago a car bumped the rear of my wife's Micra. Seemed to be no damage, we swapped details and had our evening out. Next day had a closer look, externally all fine but spare wheel was now jammed due to floor pan being bent. Car was a write off. However, OP should not offer cash without a solicitor-written legally watertight disclaimer being signed by other driver.

Incidentally my or other driver's insurer sold my phone number to the ambulance chaser junk callers, still get their calls to this day.

It all seems too much of a headache. Not going to get involved in some dodgy dealings with her and her grandson.

My no claims are protected anyway.

I understand my partner was at fault and its not nice to damage someone else's car. It's only fair for me to claim the insurance as I want her car to be fixed beautifully to its 2002 standards. If she has suffered whiplash I'd rather she received her full compensation package to help speed up her recovery as obviously 200 wouldn't cover all that.

sparky260500

andydunf wrote: »

Thanks for the replies.

I'd rather pay increased insurance premiums for the next 20 years than hand over £200 for an old banger of a Micra.


What whiplash can she claim if she jumped out the car like Mr Motivator straight after it?

I'm certainly not being greedy. The car is probably worth £600 max with 12 months MOT.

I'll be contacting my insurance company tomorrow.

Don't be fooled by the "i'm a old lady you know" It will be the grandson that's telling her what to do. But I bet if you paid her she wouldn't get it repaired anyway. Don't give her a penny go through your insurance, as your premiums will go up anyway. But so will her's teach her a lesson for trying it on.

Iceweasel

It's good that your no-claims bonus is protected.

However you may well find that your renewal premium is increased to reflect your claim history.

What they wont do is reduce your no-claims bonus on the increased premium though.

Goodluck.

force_ten

just because you have protected no claims doesnt mean your premiums will not rise in line with the increased risk

and your sarcastic attitude sucks, your partner was at fault so man up and deal with it and quit making sarcastic comments about the third party jumping about like motivator, having her car to be fixed beautifully to its 2002 standards

time to grow up and deal with your responsibility like an adult

andydunf

Don't worry I am manning up.

She's from one of the poorest parts of the country. Her words to my partner after the bump was "I bet your man gives you a good beating tonight for this".

Alarm bells ringing?

On the subject of whiplash.. My bus hit black ice two weeks ago and was swerving wildly nearly coming off the road. One woman fell down the stairs. Could I claim whiplash if my neck started hurting in the next 3 years?