Two banks close account just after opening

worried_jim

ashy78 wrote: »

I'm not entirely sure as no problem when I have applied but as you say three to four days both accounts got closed. My cifas on my credit files are blank.

I would be familiar with national hunter/cifas due to my work for 14yrs until they decided to divorce me in 2010 like the other 6000 lloydstsb workers on the site!.

It won't show if you have committed id fraud, only if you have been a victim of fraud or committed other types such as disposing of an asset owned by a finance company. Again I'll ask, why are you moving banks?

d123

colsten wrote: »

I presume you are asking the OP, not me

Sorry, yes. I've only just realised you were posting his other thread as an answer.

I've edited my post to make more sense .

worried_jim

So, so far a wall of silence from the op.

agrinnall

worried_jim wrote: »

So, so far a wall of silence from the op.

Bit harsh, see post #9. Although I imagine there is a lot more that could be said that we may never hear.

starM

Hi, Op - Did u apply for any other accounts previosuly which was declined? I will suggest obtain your cifas report it will cost you £10. Note not cifas will appear on CRA.

Check out cifas.org

ashy78

agrinnall wrote: »

Bit harsh, see post #9. Although I imagine there is a lot more that could be said that we may never hear.

Yes I was made redundant! My divorce! Lol. I will definately look into the cifas thing as suggested.

Silent as been at work on nights what a helmet wall of silence!, I've been earning & sleeping some right nuggets on here.

I don't know really why I opened one account it got closed. I opened another same happened. I know banks reduce limits/close accounts based on feed from CRA guess that or what information bigger banks share?.

I stopped coming on here years ago due to poor info from users likes of NID etc.

pmduk

starM wrote: »

Hi, Op - Did u apply for any other accounts previosuly which was declined? I will suggest obtain your cifas report it will cost you £10. Note not [all] cifas will appear on CRA.

Check out cifas.org

NB I mean no offence, but I think this is what was meant in StarM's post.

colsten

ashy78 wrote: »

My divorce!

are you, on your credit files, financially associated with your ex? Does the ex have adverse credit history/CIFAS/National Hunter data recorded?

YorkshireBoy

colsten wrote: »

are you, on your credit files, financially associated with your ex? Does the ex have adverse credit history/CIFAS/National Hunter data recorded?

I took the "divorce" reference to mean their redundancy from a position they'd held for 14 years at Lloyds Bank?

colsten

YorkshireBoy wrote: »

I took the "divorce" reference to mean their redundancy from a position they'd held for 14 years at Lloyds Bank?

LOL, I read it as they had been made redundant from their marriage but you may be right. No doubt the OP will soon clarify it for us.

Still, the question of a financial association with someone else should be answered.