Mechanic crashed my car!!!

shaun_from_Africa

arcon5 wrote: »

They should be insured for this sort of thibh

They probably do have insurance, but it's almost guaranteed that one of the terms of that insurance states that anyone driving a vehicle must have a valid driving licence.

[Deleted User]

shaun_from_Africa wrote: »

They probably do have insurance, but it's almost guaranteed that one of the terms of that insurance states that anyone driving a vehicle must have a valid driving licence.

That doesn't matter to the OP.

The company is liable, either via their insurance (and bear in mind, this incident took place on private land), or directly from the garage company.

Also bear in mind that while the insurance certificate contains the clause

"provided the person driving holds, or has held and is not disqualified from holding or obtaining, a Driving Licence"

it also states

"Nothing contained in this Certificate affects a third party's right to make a claim".

[Deleted User]

Strider590 wrote: »

Sounds like there was more damage than they told you about, I would have demanded to see it. I don't know what they could have done to cause the damage your describing though.

However when my car last went for MOT, I saw one of the technicians from the garage racing around the industrial estate in what I hope was his own car, doing handbrake turns and wheel spins. Unfortunately the garage trade isn't attractive to the sort of young lad that has any respect for other peoples property, it's a dirty industry and these days nobody wants to do it.
As someone said to me recently, all the electrician and mechanic courses at college are full of Council House Adolescent Vermin. This was not the case when I was at college 15 years ago, it was much more respectable trade back then (although mine is electronics and IT).

All you have to do to confirm this is go to any Kwik Fit/National Tyre type garage and look out for a group of barry boy cars parked in the corner. Usually the staff cars.

shaun_from_Africa

Bedsit_Bob wrote: »

That doesn't matter to the OP.

The company is liable, either via their insurance (and bear in mind, this incident took place on private land), or directly from the garage company.

I fully agree that it is the company that is liable and one way or another they should have to pay out for the damage caused by their employee.
I was just pointing out that whilst they will probably have insurance, I doubt if it will be of any use to them and they will have to cover the cost themselves.

captainawsome

Strider590 wrote: »

Sounds like there was more damage than they told you about, I would have demanded to see it. I don't know what they could have done to cause the damage your describing though.

However when my car last went for MOT, I saw one of the technicians from the garage racing around the industrial estate in what I hope was his own car, doing handbrake turns and wheel spins. Unfortunately the garage trade isn't attractive to the sort of young lad that has any respect for other peoples property, it's a dirty industry and these days nobody wants to do it.
As someone said to me recently, all the electrician and mechanic courses at college are full of Council House Adolescent Vermin. This was not the case when I was at college 15 years ago, it was much more respectable trade back then (although mine is electronics and IT).

You'll probably find most of the youngsters worth employing will land themselves a decent apprenticeship. 90% of the 2-days-a-week collage course students will no doubt be there as they've been told they have to do something more than them wanting to learn.

colino

Unless it is a huge chain, it will be settled for cash. You have no idea of the excesses on a normal garages insurance costs even when all the ducks are in a row.

dacouch

Bedsit_Bob wrote: »

That doesn't matter to the OP.

The company is liable, either via their insurance (and bear in mind, this incident took place on private land), or directly from the garage company.

Also bear in mind that while the insurance certificate contains the clause

"provided the person driving holds, or has held and is not disqualified from holding or obtaining, a Driving Licence"

it also states

"Nothing contained in this Certificate affects a third party's right to make a claim".

The Insurance Certificate is not applicable in this situation as the OP is not a third party. This (Assuming it's covered) will be dealt with by the Motor Trade Internal Risks which is in effect a contents policy.