Yes credit card

shiv87

Hello im very new to all this and dont really know what im doing,I wondered if anybody could help me please,I dont havea very good ccredit rating and am trying to build my rating up I was offered a yes credit card and due to it having no credit checks signed up thinking it has a £4.95 monthly fee and so this would boost my rating if paid on time they just sent me my credit agreement and secci etc but have no mention of a card being sent on how I "log on" to my account etc,I understand I can only buy from.their site but currently dont even know how to access it or even know my details any help would be greatly appreciated xx

SnowTiger

shiv87 wrote: »

Hello im very new to all this and dont really know what im doing,I wondered if anybody could help me please,I dont havea very good ccredit rating and am trying to build my rating up I was offered a yes credit card and due to it having no credit checks signed up thinking it has a £4.95 monthly fee and so this would boost my rating if paid on time they just sent me my credit agreement and secci etc but have no mention of a card being sent on how I "log on" to my account etc,I understand I can only buy from.their site but currently dont even know how to access it or even know my details any help would be greatly appreciated xx

Plus a £29.95 sign up fee.

As you say, you can only buy from one website. That website is: http://www.ecreditcatalogue.co.uk/. Very expensive, so you probably wouldn't want to buy much.

I guess this 'card' might have a slight positive affect on your credit file.