Living In A Caravan

loveandlight

I'm hoping this might be useful info for any of you severely affected by the flooding.
I watched a tv programme the other night on BBC1 - The One Show, where one of the presenters was saying that you don't have to stay in a hotel. You can get your insurance company to pay for a caravan so you can live on your own land, instead of staying in a hotel, and they will approve it, as it works out much cheaper for the ins co and you are reducing all the risks associated with leaving a property empty. Good luck.

Mistyang

We stayed upstairs in our house last year when we were flooded. Our neighbours had a flat for 6 months paid for by their Insurers. However I can see how difficult it would be with so many people in one area being flooded and my heart goes out to them as its so heartbreaking when your home is invaded and ruined in this way.

lil_me

I know of several when somewhere near me flooded stayed in a caravan on the drive, problem one family had is when the house was finished the kids wanted to stay in the caravan, they seemed to enjoy the closeness it gives, bless them they still play all day in it now.

defurdog26

do you know if the insurance pay outright for these caravans or rent them for flood victims. I'm in desperate need for one as my landlord needs to get in to sort the house out. My insurance company dont seem to want to help me.

lil_me

I really have no idea defurdog, if you're only covered for contents it might not apply, the ones I know of it was paid for by the people who covered their buildings insurance, maybe the landlords insurance could possibly help ? I am unsure if it is mentioned in http://www.letlink.co.uk/letting-statutes/statutes/landlord-and-tenant-act-1985.html

loveandlight

In your circumstances defurdog26, I would speak to your landlord as he/she will be the one with buildings insurance and see if he/she will provide a caravan for you. I think there is usually some clause in your tenancy agreement stating what should happen in the event the property is uninhabitable. I would have thought a caravan would be a cheaper option for him/her if your problem is a long term one. Also, most insurances, even if it is just contents, have a 24 hr helpline. Call them up and see what they say. Good luck.