We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Debt free now what?
Amber1975
Posts: 1 Newbie
Due to recent windfall I'm going to pay my outstanding pay day loans an old debt. So new year new start. I have a mortgage (I'm ahead( on an I have a car on finance (one default payment).
So I want to attempt to repair my credit how can I do this?
No Ccj's on my credit file.
What's the best way of repairing my credit file?
Thank you .
amber1975
So I want to attempt to repair my credit how can I do this?
No Ccj's on my credit file.
What's the best way of repairing my credit file?
Thank you .
amber1975
0
Comments
-
Never miss another payment and 6 years after the date of the default it will fall off your credit history. Also stay away from payday loans as the loan is flagged as a pay day loan on your credit file which looks negative to lenders should you be applying for credit in the future.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.2K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.2K Work, Benefits & Business
- 603.8K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards
