asda credit card

bonaire04

i have a credit card with asda always make my payment early today when i read my statement i was charged a 12 pound late payment fee.I rang the company and was told my payment was to early before the new statement was generated!!! in future I will never ever make an early payment i requested them to take the late payment fee off but they declined !

Rebel_Cause

Set up a direct debit then this will never happen again. Either for the full, minimum or a set amount each month.

grumbler

bonaire04 wrote: »

... i requested them to take the late payment fee off but they declined !

Next time, if it's something that you aren't entitled to, ask nicely instead of requesting.

Also, read the T&C that clearly say that at least a minimum payment has to be made after the statement date and before the due date.

If you paid the full balance before the statement date and the statement balance was £0, then there would be no any payment due.

SuperHan

Unfortunately this is the risk when you don't use a credit card how it's intended. There's zero advantage to paying early.

Wait for the statement and then pay it. Easy.

Fruit_and_Nut_Case

bonaire04 wrote: »

...i requested them to take the late payment fee off but they declined !

That's disappointing. I've seen many people posting here to say that they've been refunded a fee after a first offence. Perhaps you spoke with a particularly grumpy person

ET51

bonaire04 wrote: »

i have a credit card with asda always make my payment early today when i read my statement i was charged a 12 pound late payment fee.I rang the company and was told my payment was to early before the new statement was generated!!! in future I will never ever make an early payment i requested them to take the late payment fee off but they declined !

You mean you didn't pay your bill IN FULL ? :eek:

dazza.mk

ET51 wrote: »

You mean you didn't pay your bill IN FULL ? :eek:

Perhaps he was on a Balance Transfer offer?