Llloyds Credit Card or NatWest ?

Ryan101

I have a Natwest Platinum Mastercard Credit Card and a Lloyds Premier Duo Amex / Mastercard.

The limit on NatWest is £5700 and on Lloyds ££9250. When used both cards are paid in full each month by Direct Debit, no interest has ever been paid.

The trouble I have is which one to use, I have no idea which is 'Better' although the Natwest gives no benefits where the Lloyds one gives Airmiles (Avois).

Any advice would be appreciated.

Fruit_and_Nut_Case

Ryan101 wrote: »

...the Natwest gives no benefits where the Lloyds one gives Airmiles...

I think there may be a clue in there but I'm not quite seeing it.

Ryan101

Fruit_and_Nut_Case wrote: »

I think there may be a clue in there but I'm not quite seeing it.

Thats very true, but I never fly nor use Avois.

No_6

Then get a new card that gives you benefits that you want, there are many available.


6

jonesMUFCforever

Nat west don't do deals now with cards.

reclusive46

Call the Lloyds applications team and ask them to product change your card to the cashback card.

20aday

I'm currently a Lloyds Bank Choice Rewards customer; for the six months you can accrue double points when using the AmEx for qualifying purchase.

Seeing as you don't use it for Avios you can build the points and convert it into cashback or change the points into vouchers for use at High Street retailers.