Certificate of Motor Insurance

Buttercup

Hello I have just had a new car and informed RAC of the changes they have asked me to send them back the certificate of Motor Insurance for my old car, all I have is the copy I downloaded when I took my policy out as all my car details was online, is the downloaded copy sufficient or should I have had been sent an original when I first took the policy out? thanks

EdGasket

Send a print of the downloaded one or email them the soft copy. That should be fine. If in doubt just ring them up and ask but a lot of insurers only issue documents online now.

DUTR

Ask the insurance company, they have the final say , not the opinions of the readers. Although I do my tranactions online, I still get a hard copy of the certificate.

Johno100

It is an anachronism that in these days of electronic certificates that you can download once or a hundred times you have to send a certificate back to your insurer.

There was government consultation last year about doing away completely with insurance certificates. According to this article it was rejected, but it does say:-

The government has therefore decided to amend legislation so that policy holders do not need to return insurance certificates when they cancel a policy and to make insurance certificates effective from the moment of purchase, rather than once they are delivered to the policyholder.

http://www.bvrla.co.uk/news/insurance-certificates-are-here-stay-says-dft

Not sure when it is going to be enacted though.

rs65

Johno100 wrote: »

Not sure when it is going to be enacted though.

I thought it was done in 2010

http://www.legislation.gov.uk/uksi/2010/1117/pdfs/uksi_20101117_en.pdf