We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Car Insurance - Isolated Fit

Hi everyone

I had an isolated fit/seizure in July. So I stopped driving.

I've since had an MRI, CT, EEG and ECG, and everything is fine.

After a mandatory six-months without a car I'm getting my license back in a few weeks.

So...seeing as the tests found nothing, do I have to tell my new insurance company?

Thanks for any help. :)

Comments

  • System
    System Posts: 178,447 Community Admin
    10,000 Posts Photogenic Name Dropper
    I would have thought so as there's usually a question about telling DVLA about health issues.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Thanks. I wonder if I have to volunteer the information or only tell them if they specifically ask. I don't want to pay more if it's been proven there's nothing wrong.

    Cheers.
  • In my experience insurers don't penalise you for having a disability, I'm on a 3 yr licence and stopped driving for 2 yrs . Found an insurer who recognised my previous Ncb Churchill and paid less than £150 to insure my car. Best to be upfront .
  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    2520years wrote: »
    Thanks. I wonder if I have to volunteer the information or only tell them if they specifically ask.

    A new Act came into force on 6th April 2013 which results in you having to answer question correctly. You no longer need to volunteer information in relation to consumer insurance - it is up to the insurer to ask questions.

    http://www.legislation.gov.uk/ukpga/2012/6/contents/enacted
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.9K Banking & Borrowing
  • 254.6K Reduce Debt & Boost Income
  • 455.6K Spending & Discounts
  • 247.7K Work, Benefits & Business
  • 604.7K Mortgages, Homes & Bills
  • 178.7K Life & Family
  • 262.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.