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2015 mfw

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  • MiffyMFW
    MiffyMFW Posts: 41 Forumite
    Sixth Anniversary Combo Breaker
    #37 reporting in with my last OP of the year.

    A new husband with a PPI windfall means that we have just been fortunate enough to OP the full 10% in one go! Lucky us £7000 paid :j

    Looking forward to updating the signature when it clears in couple of days :beer:
    Mortgage balance £21,251.37 2 Oct 2019
    Mortgage balance £63,086.48 24th Mar 2015
    Original mortgage end date Aug 2033, aiming for Jan 2022
    2019 MFW #132 £4350/£3000
  • #32 checking in with a £500 OP for March. A little later in the month than I'd hoped, but we are still in March!
    MFW 2016 #32 £1574.66/£1500:j:j
  • Durban
    Durban Posts: 485 Forumite
    Tenth Anniversary 100 Posts Name Dropper
    Hi Lomcevak #97 here


    Please can I lower my target to £1500.
    Me and my other half had a talk the other night and we really do need to get some new sofas which will be expensive. :(


    We are going to put everything this year into doing this but I still would like to have a target of £1500.
    Next year I will try for a higher target.
    Thanks again
  • anna42hmr
    anna42hmr Posts: 2,889 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hello number 105 here, made my first overpayment for March today, this one is for £1150 (thanks to bonus at work - thought i better use it before it is wasted lol!).

    Quite impressed with how easy it was to overpay over the phone with TSB (as my regular payments are automatic via Direct Debit).

    Thanks again Lomcevak for the spreadsheet
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • JCL
    JCL Posts: 574 Forumite
    Debt-free and Proud!
    First March overpayment of £3,000 for #41 please. Thanks Lomcevak. :)
    MFW 2015 #41 = £20,515/£20,515
    MFW 2014 #41 = £26,100/£25,000
    MFW 2013 #41 = £10,000/£10,000
    Original MF date = May 2036 - MF achieved on 15 June 2015
  • #46 reporting in for another OP for March.
    Another £510 added making my March total £810
    Many thanks Lomcevak for all your hard work.
    MFW#46 2015 Target £2400/£1950
    Jan £120, March £810, April £510, May £510
    Original Mortgage - April 2030 until MF
    Start of MF journey - April 2015(changed to reducing term)
    Mortgage now - May 2029 until MF
  • Chutney86
    Chutney86 Posts: 307 Forumite
    Eighth Anniversary Combo Breaker
    #93 with an overpayment of £78, taking my total overpayments for March to £340.

    Thanks Lomcevak :)
    SPC #23 - 2015 = £319.60 / 2016 = £315.50 / 2017 = £490.75 / 2018 = £295.50 / 2019 = £267
    MFW #93 - 2017 = £1942.84/£1900 / 2018 = £8591.23/£9050
    MFiT-T4 #28 = reduced mortgage from £109,000 to £77,000
    MFiT-T5 #34
  • #106 with my first overpayment of March for £200. Will make our main OP on Friday when DH is paid :)
    New House... New Mortgage! February 2017: £144,000 :eek:
    Current Mortgage Balance: £96,440.99
    2017 OP's:£5,935 2018 OP's: £11,956.00 2019 OP's: £11,988 2020 OP's: £1,998
    Total Debt[STRIKE] £29,209[/STRIKE] £0 :j:j:j Debt free 6/8/16
  • VoucherMan
    VoucherMan Posts: 2,798 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Update time for No.13

    February op was my regular £250.

    Scraped together a bit more for March - £1250.:)

    I've got an ISA maturing next month which I've decided to use on the mortgage too, but I'll not be including it here. That would make it too easy for me.:D

    Thanks as always Lomcevak.
  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No 70 reporting an OP of £54, March's total is £374. Thanks Lomcevak
    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
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