It's my football and I'm going home...

dacouch

And they've now closed the thread to new posts.

I was expecting it to be deleted after the OP posted this as the last post.

"Is this what its all came down to.. Ppl jumping into a thread because they love to tell others where there wrong because they know better.. Any site team here have my permission to delete this thread, if I want do gooders and gossipers I would ask"

http://www.consumeractiongroup.co.uk/forum/showthread.php?438820-Clipped-another-car/page2

It's nice to see the vast majority of posters on there have the moral compass to know hit and run is not acceptable.

Yellabowley

Unfortunately if the circumstances set out in that case were to be played out again you would get the same result in 99% of cases.


You produce to the Police a certificate of motor insurance that was printed many months ago and they will always call the insurer if it is possible to do so. If the insurer confirms that they will not cover their customer in those circumstances then the police officers have the relevant belief and will seize the car. Policies are often amended or cancelled and so an insurance certificate is not the be all and end all for cops on the ground as it used to be.


As I've said all along, you are correct in what you're saying but if anyone reading this is tempted to use someone else's vehicle in a situation such as this I would advise in the strongest terms that you do not do it. The case that you have quoted is the perfect example to back this up. Pryor won on his SECOND appeal. 3 court cases later he was found to be entitled to compensation.


If you have the time and money to deal with your car being seized, pay to get it back in the first instance and bring a case to court then go for it. Remember, you can quote all the case law in the world to a cop but if the insurance company says it's not covered and their supervisor authorises seizure, the car is going. The possibility of you bringing legal action against their employers is of no consequence to them whatsoever.


Alternatively don't take your mates uninsured car out on the road.