We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Which survey should I do for 1960's house?

I am buying a 1960's house. It has been empty for 6 months as the elderly lady who used to live their died. It has mould in one bedroom along the wall & carpet and also mould on the window sill of that same bedroom.

Do you think I should get a full structural survey or a medium survey?

Your information, web links and advice most welcome.
“…the ‘insatiability doctrine – we spend money we don’t have, on things we don’t need, to make impressions that don’t last, on people we don’t care about.” Professor Tim Jackson

“The best things in life is not things"

Comments

  • The structuralsurvey.org site gives a pretty decent explanation of the three common types of property survey.


    If you don’t want to shell out for a full survey then perhaps go for a Homebuyers Survey and also have a damp survey to get to the bottom of the damp problem.

    Fair enough, the house has been empty for 6 months, but from what you say, the mould is localised to that one area so there is some underlying issue that I’d want to get to the bottom of and get an idea of what needs to be done to put it right before going any further.

    I would personally go for the full survey in this case. This reallymoving.com site promises ‘Instant home survey quotes emailed to you in seconds’.

    (as a new user I can't post direct links but hopefully with a little help from google, you can find the sites i've tried to list above).
  • I have just had a full survey carried out on a slightly older property than yours (50s ex local authority). In all honesty I was recommended a medium survey but my other half insisted.

    It brought up a minor structural issue that wouldn't have been picked up on a medium so it came up trumps for me.

    Personally I would consider the full survey as it has been empty and was owned by someone who is likely to have been unable to maintain the property at that age.

    On the other hand, it could be something trivial like guttering or poor ventilation of the room

    It really depends on if you have the extra money and if you think that the problems you suspect are there would be picked up in the medium.
  • A lot has changed in house construction in the last fifty years, and a lot could have happened to this property during that period.
    Been away for a while.
  • HappySad
    HappySad Posts: 2,033 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thanks everyone for your advice. I have gone for a full survey. ��
    “…the ‘insatiability doctrine – we spend money we don’t have, on things we don’t need, to make impressions that don’t last, on people we don’t care about.” Professor Tim Jackson

    “The best things in life is not things"
  • ACG
    ACG Posts: 25,014 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    You could get a basic valuation and pay for a separate damp survey on top?
    Chances are you will need to get a damp survey regardless of which report you go for.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Just a thought - you already know that there is a damp problem. What would a damp survey tell you that you don't already know? Might you be better off saving the money to go towards remedial work?
    No longer a spouse, or trailing, but MSE won't allow me to change my username...
  • ACG
    ACG Posts: 25,014 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    If damp gets brought up in the valuation/survey/homebuyers etc then the lender is most likely going to request a damp report. Depending on the outcome of that they offer the mortgage with a retention (which could be anywhere from a couple of thousand up to a full retention).
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.9K Banking & Borrowing
  • 254.6K Reduce Debt & Boost Income
  • 455.6K Spending & Discounts
  • 247.7K Work, Benefits & Business
  • 604.7K Mortgages, Homes & Bills
  • 178.7K Life & Family
  • 262.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.