Dental Insurance - Too good to be true?

flammable999

brook2jack wrote: »

It sounds as if you are planning to have your treatment done in Eastern Europe. If this is the case then your insurance may well not pay out for treatment done abroad.

It should also be said that wherever you go in Eastern Europe the fees will be way more than NHS fees. The maximum you would pay even in Scotland or NI for a course of treatment is £300 odd.

For so much high value treatment most insurance companies would want to pre authorise and will not authorise treatment abroad.

Yup you are totally right. I must admit this has shown me how clueless I was about NHS dental fees which I am disappointed with because I regard myself to be in the loop with most consumery affairs.

Having said that, my policy covers work aboard but up to NHS fees only so obviously I would have a shortfall anyway.

My next dilemma is my NHS dentist agreeing to do so much work. Don't mind paying for it insurance or no insurance at those prices but again a lot of work for £219??

brook2jack

The dental philosophy of Eastern European dentists is very different to UK dentists. Eg it is not unusual to have a treatment plan consisting of twenty crowns, this would be extremely unusual in the UK .

Under the nhs you will get what will make you dentally fit but no cosmetic work. It will also be the cheapest option to dental fitness and may well be done in stages .

In other words it is highly unlikely that your UK treatment plan and your Eastern European treatment plan will bear many similarities.

flammable999

brook2jack wrote: »

The dental philosophy of Eastern European dentists is very different to UK dentists. Eg it is not unusual to have a treatment plan consisting of twenty crowns, this would be extremely unusual in the UK .

Under the nhs you will get what will make you dentally fit but no cosmetic work. It will also be the cheapest option to dental fitness and may well be done in stages .

In other words it is highly unlikely that your UK treatment plan and your Eastern European treatment plan will bear many similarities.

That is very true thank you. I suppose it’s the teeth near the front I am more worried about but likeyou said they will see what is dentally fit and whatnot.



So glad I came on here for some commonsense input beforedoing something incredibly stupid and expensive.

stator

The NHS aren't totally evil, work done on teeth that show when you smile aren't supposed to be visible, eg amalgam fillings. However the back teeth do end up with ugly amalgam fillings and you can still see them because no-one keeps their mouth shut all the time