Ready, steady… save!
You don’t need a chart to join in. Here are 2 ways to record your savings:
1. Cross it off
Pop a chart into your first post. Saved an amount? Cross it out! Read more »
£0.01 £0.02 £0.03
2. Write it down
Skip the chart and add updates to your first post. Read more »
“Another +£3 saved today. Go me!”
Use +£ before each new saving so it counts towards your total.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
NRAM refunding again on loans under £25000
Comments
-
croyland87 wrote: »Hi have read on hear that many people have had money refunded to them already. I took out a mortgage with Northern Rock in 2006 £172000 was a mortgage and £8000 unsecured loan come together mortgage. Phoned NRAM today to make a inquiry about whats happening and was told that we are still looking into it. Which I fined very strange because some people have been paid already. Thank you
Maybe you just need to wait.0 -
Irresponsible borrowing has never been so profitableChanging the world, one sarcastic comment at a time.0
-
I'm trying to read the forums and get some idea if I have been affected or not. I took out a Northern Rock Together Mortgage (secured) in 2003 with a Together Unsecured Loan attached to it.......and redeemed them both in 2007 when we remortgaged to another lender. From what I gather the affected loans may only be from certain dates (after 2008 ???).....I have called Nram today and they advise me to submit a letter with all my details and they will investigate....not sure if they will just fob me off saying I'm not affected.....not sure how I can prove otherwise as I don't have any paperwork....any advice welcomed - thanks0
-
NRAM have confirmed that the second amount of address is genuine in my case and have credit my account with it.
They are for some reason unable to provide a statement showing both credits on it (but does show all other credits and debits) and I have been promised someone will call me tomorrow and tell me why. This bit totally baffles me!0 -
I am unable to find reference in the Consumer Credit Act to confirm that an unsecured loan for home improvements is exempt. Can anyone help???0
-
I have emailed them re home improvements.. Nothing in my loan agreement to state what the loan was for0
-
I took out a £20,000 personal loan with Northern Rock in 2004, which was redeemed 3 years later when I had to redeem my mortgage (with a different company). I've moved twice since then, so any communication would not have reached me. I can't work out whether this applies to me or not; I have no idea whether I had PPI with the loan, either. Is this two separate issues, and could I potentially claim on both grounds?
It's all very confusing!0 -
Hi there been reading about Nram having to compensate numerous people who took out the together mortgage.
I took one out and borrowed £20024.92 on top of my mortgage so will i be in line for compensation?
I've done a bit of reading but believe its a loan needed over £25000?
Regards0 -
MFW OP's 2017 #101 £829.32/£5000
MFiT-T4 - #46 £0/£45k to reduce mortgage total
04/16 Mortgage start £153,892.45
MFW 2015 #63 £4229.71/£3000 - old Mortgage0 -
Just wondering if anyone can help with my previous query...
I am unable to find reference in the Consumer Credit Act to confirm that an unsecured loan for home improvements is exempt. Can anyone help???0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.9K Banking & Borrowing
- 255K Reduce Debt & Boost Income
- 456.2K Spending & Discounts
- 248.4K Work, Benefits & Business
- 606.1K Mortgages, Homes & Bills
- 179.1K Life & Family
- 264K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.7K Read-Only Boards