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new years goals

2

Comments

  • judi24
    judi24 Posts: 2,272 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    My plan is pay off all my CC debt and maybe the loan if I can! It is going to be a challenge! But would be worth it! I have sent of SAR letters to a couple of banks regarding old CC's in the hope I have paid some PPI that I can claim back - I know I was paying PPI a good while ago but I have no record of the accounts. I little PPI claim would make a big difference to getting debt free next year!
  • GJNA
    GJNA Posts: 39 Forumite
    10 Posts
    I'm aiming to pay a minimum of £6,000 of debt off during 2015. Ideally I would like it to be more but I feel that is a realistic target!!
    Total Debt: £5257.32
    Goal to be rid of:
    May: Next/YourPlan - £169.61
    June: Vanquis - £258.51
    July: Paypal - £249.01
  • My goals for 2015 are to pay off catalogue debt and finish my DMP! I want to be totally debt free by Christmas next year :).
    I AM DEBT FREE!
  • I would like us to have at least two of our cards paid off (the smallest two) and also pay off a loan that we got from a family member by Nov 2015 and then make bigger payments on the other cards by December to get a good start for the following year. Fingers crossed.
  • Main one, to cut down on grocery shopping. We spend too much some weeks, on stuff we don't need, and need to cut down by about 15% or so. If we can cut down even more, then even better. :)
    No debt left now. Saved £111 in our sealed pot last year. And £272.13 this year! Also we have £2300 in savings. :j

    SPC #468 :D Target £250 for 2015.
  • shoe*diva79
    shoe*diva79 Posts: 1,356 Forumite
    I am aiming to have paid off Next, Aqua CC, Littlewoods, Isme and Very which total around £4.5k. In addition ill still be meeting payments to my car loan, sofa loan and Nationwide CC which over the course of the year should total around £3k.
  • spot3
    spot3 Posts: 101 Forumite
    Debt-free and Proud!
    My DMP finishes in March. I want to build up an emergency fund and stop living payday to payday
    SPC8 #444 Target £200
  • My missus has just landed a fairly well paying job so I'm hoping in 2015 we can really start getting sorted with money. We've got some family debts to pay back first and then we are planning to actually put aside some savings for the first time ever, an emergency fund to start with. Once that is in place we will start on the secured loan we have.

    My job is to run the house better, get organised with selling stuff, clearing out all our junk, finding cheaper ways to shop and also growing a lot more of our own food.

    After 9 years of running our own business which has allowed us both to be around for our kids early years, it's going to be great to have a fixed salary coming in each month.
  • Clear debt and not get into anymore!
    • [STRIKE]Credit Card: £2,989 / £2,989[/STRIKE]
    • Bank Loan: £12,000 / £14,000
  • DaveL84
    DaveL84 Posts: 17 Forumite
    My aim for 2015 is to clear both of my Credit Cards, will be a big ask but gotta aim high!
    22/9/15
    Sainsburys CC - £3,372.67
    Barclaycard CC - £8,251.46
    Natwest CC - £6,984.33
    MBNA CC - £6,274.99
    Virgin CC - £6,082.00 TOTAL DEBT - £30,965.45
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