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new years goals
flukeas
Posts: 68 Forumite
im getting a kick start on my new years goals to be debt free.
I got my bank to freeze interest on my credit card for three months saving me $450.
Anyone else?
I got my bank to freeze interest on my credit card for three months saving me $450.
Anyone else?
cc................................7500/11000...........14%
tax................................5225/7000............0
overpayment...................8575/8700.......... .0
car repairs......................1500............ 0
Total debts $ 25200 now $22800
aim $9500 by xmas 2016!
tax................................5225/7000............0
overpayment...................8575/8700.......... .0
car repairs......................1500............ 0
Total debts $ 25200 now $22800
aim $9500 by xmas 2016!
0
Comments
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This year I've been spending £100-200 a month on going out to pubs/restaurants, so I need to get that figure down!
I'm thinking about doing Dry January (no booze for a month) - this will be a major challenge for me but I'll save lots of money that I can then send to the credit card.Starting 2016 debt-free
Emergency Fund: £350/£10000 -
Finish paying off my debt. and start my divorce, once i have the money saved to pay for it0
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mine is to pay off my debts and build up a savings fundSealed pot member 095 SPC No 7 £578.32
sealed pot No 8 Target £750 TOTAL £1059.86:j
sealed pot no 9 Target £1200 TOTAL £1073.38:cool:
sealed pot no 10 Target £1200 TOTAL £1209
sealed pot No 11 target £1250 total £TBC0 -
oh yes and start a spending diary, not to count sealed pot until 5th novSealed pot member 095 SPC No 7 £578.32
sealed pot No 8 Target £750 TOTAL £1059.86:j
sealed pot no 9 Target £1200 TOTAL £1073.38:cool:
sealed pot no 10 Target £1200 TOTAL £1209
sealed pot No 11 target £1250 total £TBC0 -
that is the counting day for the sealed pot challenge which you can find on the debt free wannabee challenge forumSealed pot member 095 SPC No 7 £578.32
sealed pot No 8 Target £750 TOTAL £1059.86:j
sealed pot no 9 Target £1200 TOTAL £1073.38:cool:
sealed pot no 10 Target £1200 TOTAL £1209
sealed pot No 11 target £1250 total £TBC0 -
I have 3 debts that I would like to see disappear in 2015
SmokiesSell £750.00
Jan-feb-march - 150.000 -
Pay remaining divorce cost, clear my kitchen loan and barclaycard in 2015 :-)Debt free by XMAS 2015 #027Barclaycard: £0.00Divorce: £0.00 :jKitchen: £0.00 :j0
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Clear overdraft(s) Pay off one credit card and close it down, start new sealed pot challenge.Finally debt free and loving it!0
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Mine is to continue paying off 2 credit cards and building up more savings.:money::money:0
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