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Incorrect mining report?
snodgrass
Posts: 109 Forumite
Sorry to bother you, hope you can offer some sort of advice with our situation in regards to "errors, discrepancies" in a mining report we had done in 2009, with an insurance policy.
We were in the process of buying the property, but obviously before finalizing, knowing the area was mining land years ago, we had a mining report done etc. Well the report we were sent back stated.....
Mine entries
There are no known coal mine entries within, or within 20 metres of, the boundary of the property.
Also on the location map, there was no mention of mine shafts or adits, either in writing or on the diagram.
On that understanding of the mining report coming back clear and told it was o.k. to purchase, we did so, and happily finalized the deal and brought the property, thinking no more of anything.
Now, nearly 5 years later we would like to sell. We put it on the market in September, and luckily within weeks we had some interested buyers. Now, just before literally completing the sale, all was going well, the prospective buyers have just had a mining report, that states there are mines here, locally. This obviously has everyone in a panic, because all concerned parties have spent considerable sums at this stage.
We have also purchased the mining report last week, upon hearing this news, to see what is mentioned, it states.....
Mine entries
Within, or within 20 metres of, the boundary of the property there are 2 mine entries, the
approximate positions of which are shown on the attached plan.
It came as a shock to us, we knew nothing of these mine shafts, as nothing was mentioned in any documents prior to our purchase of the property in 2009, especially, anything in the mining report.
Now we find, that the prospective buyers may be having second thoughts with this news, understandably. They say they are having difficulty in trying to get another mortgage arranged now, turned down twice so far, though they are still searching, we fear they will pull out.
Not only have we the worry and stress of finding out we have old mine shafts, literally next door, we have the worry and stress of the fact the sale will fall through. Also now, due to the fact we have 2 mines next to us, we understand that if we want to sell again (if this sale falls through) we would have to sell at a considerable loss in the future, which we just cannot comprehend yet, our house is our NEST-EGG, we were wishing to downsize and relocate(we had signed contracts on the house we were interested in) and save some of the proceeds from the sale. Now we cannot.
We have been in contact with the Coal Authority, via e-mail about this error. They informed us that all mining records in the Wolverhampton/Dudley area were amended/updated in December 2013, Who is at fault, the Coal board or Wolverhampton council for providing incorrect information to the coal board in 2009?
We are in limbo at the moment
We were in the process of buying the property, but obviously before finalizing, knowing the area was mining land years ago, we had a mining report done etc. Well the report we were sent back stated.....
Mine entries
There are no known coal mine entries within, or within 20 metres of, the boundary of the property.
Also on the location map, there was no mention of mine shafts or adits, either in writing or on the diagram.
On that understanding of the mining report coming back clear and told it was o.k. to purchase, we did so, and happily finalized the deal and brought the property, thinking no more of anything.
Now, nearly 5 years later we would like to sell. We put it on the market in September, and luckily within weeks we had some interested buyers. Now, just before literally completing the sale, all was going well, the prospective buyers have just had a mining report, that states there are mines here, locally. This obviously has everyone in a panic, because all concerned parties have spent considerable sums at this stage.
We have also purchased the mining report last week, upon hearing this news, to see what is mentioned, it states.....
Mine entries
Within, or within 20 metres of, the boundary of the property there are 2 mine entries, the
approximate positions of which are shown on the attached plan.
It came as a shock to us, we knew nothing of these mine shafts, as nothing was mentioned in any documents prior to our purchase of the property in 2009, especially, anything in the mining report.
Now we find, that the prospective buyers may be having second thoughts with this news, understandably. They say they are having difficulty in trying to get another mortgage arranged now, turned down twice so far, though they are still searching, we fear they will pull out.
Not only have we the worry and stress of finding out we have old mine shafts, literally next door, we have the worry and stress of the fact the sale will fall through. Also now, due to the fact we have 2 mines next to us, we understand that if we want to sell again (if this sale falls through) we would have to sell at a considerable loss in the future, which we just cannot comprehend yet, our house is our NEST-EGG, we were wishing to downsize and relocate(we had signed contracts on the house we were interested in) and save some of the proceeds from the sale. Now we cannot.
We have been in contact with the Coal Authority, via e-mail about this error. They informed us that all mining records in the Wolverhampton/Dudley area were amended/updated in December 2013, Who is at fault, the Coal board or Wolverhampton council for providing incorrect information to the coal board in 2009?
We are in limbo at the moment
0
Comments
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I would be seeking legal advice.
I hope things work out for you0 -
Old mine shafts are really nothing to worry about all.
All capped/sealed/filled etc0 -
If the Coal Authority's original report accurately reflected the information in its records at the time (which is all that they're promising), then I can't see that you have any claim against them. Not sure where the council come into it.0
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No one is at fault. Search data is constantly being updated. There's thousands of sites that still require detailed investigation.0
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Thrugelmir wrote: »No one is at fault. Search data is constantly being updated. There's thousands of sites that still require detailed investigation.
Lots of new builds have been built directly on top of filled & capped shafts over 800m deep0 -
themeateater wrote: »Lots of new builds have been built directly on top of filled & capped shafts over 800m deep
I was also referring to old industrial sites as well. That were built over at some point in the past. I bought a new house in 1991 when I sold it in 2005. The search revealed a chemical works from the 1860's had been in the locality. At the time the local council had over 10,000 sites on their list to perform testing on.0 -
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There are mine shafts popping up all over Wolverhampton.
The recent tram line refurbishment has been delayed by the discovery of a mine shaft under the tram lines at The Royal site.
I got stuck with this after spending close to £1000 on buying a house - there was no record of any mineshafts on anything the Coal Authority's search, but the local searches showed a mineshaft a few doors down rendering much of the street unsaleable.
You're looking at cash buyers only now.
:huh: Don't know what I'm doing, but doing it anyway... :huh:0 -
deleted post0
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deleted post0
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